Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi, I've claimed on my BOS current account which is now closed with an outstanding balance. the charges would more than cover this. I have done evrything and just been hanging back doing the court claim. was quite happy for them to pay it into closed account and offset the balance. BUT....i have £200 of charges on my other BoS account and I started the process with that. tried to take a balance and my card was witheld, so i wrote to bank..nothing. I tries telebanking to get balance and was told they couldn't access account cos it was closed. I was not informed or warned that they would do this. I have written again asking for explanation, quoting the banks response to my prelim ie they will get back to me in 6 weeks, stll nothing. so I'm now well pi***d!! so is it possible to get a cheque for the refund instead of paying into account? annd how do you do this. I always thought that they had the right to offset but I've read about folks getting round this. any ideas anyone
payments when account closed??
current account which is now closed with an outstanding balance. the charges would more than cover this. I have done evrything and just been hanging back doing the court claim. was quite happy for them to pay it into closed account and offset the balance. BUT....i have £200 of charges on my other BoS account and I started the process with that. tried to take a balance and my card was witheld, so i wrote to bank..nothing. I tries telebanking to get balance and was told they couldn't access account cos it was closed. I was not informed or warned that they would do this. I have written again asking for explanation, quoting the banks response to my prelim ie they will get back to me in 6 weeks, stll nothing. so I'm now well pi***d!! so is it possible to get a cheque for the refund instead of paying into account? annd how do you do this. I always thought that they had the right to offset but I've read about folks getting round this. any ideas anyone
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