2 lots of Abbey charges to claim - advice please!

[louis wu]

Hello,

If you are ready for the court stage, then what have your initial approaches to Abbey asked for?

If you have only asked for one set of charges, then you can only put on set of charges on the court paperwork.

Have you considered the N1 for, instead of MCOL, if the older charges are being claimed, N1 may be better, as you can put more info in them. Just my opinion, but something else to consider

Louis

[louis wu]

You need to give some info as to exactly what you have already asked for from Abbey.

Have you sent anything that resembles an initial approach

http://www.consumeractiongroup.co.uk...d=30&Itemid=78


and then anything like an lba

http://www.consumeractiongroup.co.uk...d=33&Itemid=78


If so, then your court paperwork has to relate to the figures previously asked for.

If you havn't sent anything like the above 2 letters, then you need to start with an initial approach.

Now to the question of what to claim. The 'over 6 years' issue has only recently been discussed, and I have not fully researched it. You need to have a godd look here. Yes, you will be advised, but its your claim, and you must be comfortable with what your doing, so its a case of research you claim. I will try to find the link to that thread.

Personally, My initial feeling is that I would treat them as 2 seperate claims, although that is being said without knowing the full details, and I wouldn't claim for both at the same time.

Louis

[louis wu]

There are a few links to the 6 years debate, so have a look at these and see wht you find

http://www.consumeractiongroup.co.uk...hlight=6+years

http://www.consumeractiongroup.co.uk...hlight=6+years

http://www.consumeractiongroup.co.uk...hlight=6+years

That should keep you going for a while

Louis