Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all,
Having successfully reclaimed £1180 in illegal charges from the Halifax I am now starting to try to get the charges back from my wife`s bank the Natwest halifax paid in full in 72 days, are NatWest slower or quicker or more/easier dificulct to deal with.? S.A.R - (Subject access request) posted 25 april, I will keep you all posted as I progress.
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Definitely slower............ Lol. But dont let it dissuede you. At all.
All the very best. You just need PLENTY OF PATIENCE in this particular forum. Nutty West arent the quickest to cough up. Ive been at it four months now and not even got court date yet. Lol xxxx Chin up though. Onward and upward.
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
************************* ************************
NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
Thanks for the welcome guys. Have just finished reading TOILET BANDIT V Natwest thread. Hope mine does not take all the twists and turns the he suffered. But I am now inspired and encouraged to take it to the limit. HE IS A HERO !!!! :grin::grin::grin:
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Today 08 May, I received all statements for last six years, in a brown bubble envelope, nothing else included, no covering letter or explainaion. At least they are all in the correct order, now I have to go through them all to find the charges, so will sit down tonite with the hilighters
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
So if my calculations are right (and maths was never my strong point!) they have until Thursday/Friday to respond? Fingers crossed for a payout at lba for you mate! xx
yeah thats right Thursday, and as far as I can tell they haven`t taken a teener off me for them. I gave them Authorization to take it from my account. Was it a good reult for you on Satuday, Hedgey, It was for me come-on you Blues.
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
On Sat 25th sent off 2nd letter asking for £975.66 for fees plus interest to date giving 14 days for response. today 1st. June I received the following reply:-
Dear Mr Croze
Thank you for your recent letter regarding the fees applied to your account.
We are currently considering your claim. given the work involved in assessing your claim we anticipate that we will be in a position to respond within 6-7 weeks, but will endeavour to do so sooner if we are able to.
Yours sincerely
S***** H*****
Customer Relations.
Well as this is far in excess of my 14 day time scale I will just carry on with the next step, notification of legal action followed by claim in court.
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Hi all, upon my return from my short break in Spain i found a letter from Natwest offering payment of £876.00 which is the full amount of charges that they have levied against my account, but does not include the interest. They have offered to pay into my account (which I have closed) therefore I plan to phone them Monday and also ask about the interest which is about £111.00. If they are not willing to add this then at the moment I am inclined to accept the offer. Your comments/views are welcome
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
It's completely up to you whether you accept or not. If you stick it out, you will get the interest as well although you will have to pay out for a court claim (which you will also get back).
Steven
If this post is helpful, please click the scales
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Thanks Steve, I will decide after speaking to them on Monday whether to accept or not, they may just cave in about the interest if I tell them that I am willing to go all the way
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Well after speaking to them on the phone today and checking on timescale with local county court, and my current financial position I have decided to accept the offer of £876.00 which is the full amount of charges that they have levied against me, so at least I have got my money back!!
Therefore CAG can chalk up one more success
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
My claim is for a very similar amount and I had the 6-7 weeks letter at around the same time as you but I haven't had an offer yet. You did well to get one so quickly!
stonedecroze v NatWest ###won###
Hi all,
I am now starting to try to get the charges back from my wife`s bank the Natwest halifax paid in full in 72 days, are NatWest slower or quicker or more/easier dificulct to deal with.? S.A.R - (Subject access request
success Halifax £11800
Reply With Quote
DUE TO WHAT LIFE DOES TO YOU. 
Re: stonedecroze v natwest
............ played a bunch of reception class kids!!!! 
Re: stonedecroze v natwest
