Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I recently won my case with Barclays after taking it right upto a few days before the court hearing, but when they have paid in the amount to my account they have paid me £4,000 instead of £2,000. I have checked my statement and they have but the payment through twice, should I just keep stum? are they entitled to take it as an when they want? or can i spend, spend, spend?
Please call them and point out their mistake. Remember you do not want to give them any legitimate reason to take you to court. These things do happens with banks but be the honest and morally better person
Congrats!! but don't go on a spending spree just yet. They might take it out just as fast as they put it in (Now you see it, now you don't! ). You might find yourself two grand overdrawn.
There are rules regarding overpayment of any kind, and am sure that someone would tell you on this site.
Be interested to know if/when they find out.. lol.
Send a letter saying you are in receipt of the full payment for settlement of the recent claim and thank them for their most generous donation, which you assume is a'goodwill gesture' [LOL]
Then go on to
offer it back as recognition of error on their part.
If they say it is a goodwill gesture and its ok to keep it, get it in writing!
Do not spend it, cos you WILL have to pay it back if they request it.
It doesnt work saying,'tough it was their error'
you dont want to end up in court, paying their costs do you?
You will probably fing they take it back automatically anyway when realise.
Case won but i've been overpaid ?
after taking it right upto a few days before the court hearing, but when they have paid in the amount to my account they have paid me £4,000 instead of £2,000. I have checked my statement and they have but the payment through twice, should I just keep stum? are they entitled to take it as an when they want? or can i spend, spend, spend?
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