Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've been reading site for about a month and only last week got round to putting my own claim in against the Bank of Scotland, totalling £1200+.
Submitted first letter last Wednesday, giving 7 days notice, via recorded delivery to the Head Office, still not had any sort of acknowledgement, by phone or letter.
Is this normal? Have Many others had their letters just ignored?
The original Govan Law Centre letters give 7 days.
Bank of Scotland - £4000+ returned. Scottish resident, scottish accounts, but it's Halifax Bank of Scotland now, so took 'em to court in Halifax. One small claims, one defence filed, one refund of all charges + interest! Done and dusted.
Next - Capital One
ive recently come across this site and it seems bonkers to me that the banks have been getting away with this. it all seems a bit too easy to just write to them saying "id like my money back please"
Am i being dim about how simple this process is? Im a little concerned about starting something against my bank (BOS).
I currently live in edinburgh and have no doubt that i have a frightening amount of bank charges against me after having a number of years being a skint student and not really being that great with money.
Honestly is there any downside to starting these proceedings? Im getting a little confused by reading all the stories of people at varying stages of claims. Can somebody reassure me that this is not an internet [problem] that im about to be suckered into?
S
Its probably a different thread you need for this.
But check out my thread (clocks v BOS) and ask me anything or email me cos it's true!. You can fight back against the banks. Sometimes the little guy can give them a bloody nose and it feels damn good to me.
Me V Bank of Scotland
, totalling £1200+.
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Re: Me V Bank of Scotland
