Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well, after waiting almost an eternity, my hubby received 6 years statements for his 2 cards. I have calculated the charges for both cards in the advanced spreadsheet for Credit Cards and the total amount of the claim is just under £1,500. I have yesterday sent 1st lba registered to Barclays. Let's see how long it will take for them to offer me a ridiculous amount.
Going through with the same process against HSBC, I kind of know now the steps they take to try and fob you off.
It took me about 2 months....an eternity. But after 60 days, on my personal Barclaycard, they have only sent part statements and I am still waiting for the rest. My husband was quite luck to get all his information in one hit.
Halifax - £245 - SETTLED - in full
MBNA Business - £190 - SETTLED - in full
HSBC - Closed business a/c - £1,850 - SETTLED IN FULL
HSBC - Business a/c - £4,388 - SETTLED FOR £4,100
Nat West Card - SETTLE IN FULL - £124.71
Halifax Credit Card - MCOL 26th May 2007
Egg - 1st LBA 12th May 2007
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Just an update. Barclaycard sent hubby a letter offering him £409 out of the £1,500 we have claimed back. We politely rejected and if they do not answer positively in 7 days from Monday, we will issue MCOL.
Halifax - £245 - SETTLED - in full
MBNA Business - £190 - SETTLED - in full
HSBC - Closed business a/c - £1,850 - SETTLED IN FULL
HSBC - Business a/c - £4,388 - SETTLED FOR £4,100
Nat West Card - SETTLE IN FULL - £124.71
Halifax Credit Card - MCOL 26th May 2007
Egg - 1st LBA 12th May 2007
Are you a business customer, let's join forces subscribe to:
After receiving 2 letters from Barclaycard offering silly amounts to be refunded, we have today filed 2 MCOL claims against them for my hubby's Mastercard and Visa Cards. Toatl just under £2K. I don't how difficult Barclaycard is for paying, if someone could tell me roughly in which stage they are likely to pay up, please let me know!
Halifax - £245 - SETTLED - in full
MBNA Business - £190 - SETTLED - in full
HSBC - Closed business a/c - £1,850 - SETTLED IN FULL
HSBC - Business a/c - £4,388 - SETTLED FOR £4,100
Nat West Card - SETTLE IN FULL - £124.71
Halifax Credit Card - MCOL 26th May 2007
Egg - 1st LBA 12th May 2007
Are you a business customer, let's join forces subscribe to:
Hello, Barclaycard has acknowledged one of the 2 claims we have filed. They have only until tomorrow to acknowledge the other one, I hope they don't....
Halifax - £245 - SETTLED - in full
MBNA Business - £190 - SETTLED - in full
HSBC - Closed business a/c - £1,850 - SETTLED IN FULL
HSBC - Business a/c - £4,388 - SETTLED FOR £4,100
Nat West Card - SETTLE IN FULL - £124.71
Halifax Credit Card - MCOL 26th May 2007
Egg - 1st LBA 12th May 2007
Are you a business customer, let's join forces subscribe to:
I have last week received paperwork from court allocating it to my local court. No aq needed, so now I will need some guidance on what to do next. Meanwhile, I have contacted Barclays by e-mail and I had a reply from Thomas Hickey who was very polite and explained that due to the heavy workload he would not be able to look into my claim at present and that I should contact him in a month's time to get what is the progress. Maybe by then I will have a court date, no?
Halifax - £245 - SETTLED - in full
MBNA Business - £190 - SETTLED - in full
HSBC - Closed business a/c - £1,850 - SETTLED IN FULL
HSBC - Business a/c - £4,388 - SETTLED FOR £4,100
Nat West Card - SETTLE IN FULL - £124.71
Halifax Credit Card - MCOL 26th May 2007
Egg - 1st LBA 12th May 2007
Are you a business customer, let's join forces subscribe to:
Hubby's B'Card x 2 v Barclaycard
statements for his 2 cards. I have calculated the charges for both cards in the advanced spreadsheet for Credit Cards and the total amount of the claim is just under £1,500. I have yesterday sent 1st lba
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Re: Hubby's B'Card x 2 v Barclaycard
