Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Spotted it and posted my opinion on another thread. Still don't know how to link so sorry for repeating myself.
I just Googled bank charges to see how the site is doing there now. No sign of it, but Motley Fool was about second down so I clicked on there. There was an article by this guy who was passing on his "experiences". He did have several links to CAG which was good, and freely admitted to "adapting" some of the templates here.
All good you may think.
I was not impressed.
1. His DPA letter (drafted himself) made no mention of paying the £10 fee, and did not ask for information on manual interventions.
2. 18 days after his first article he writes another and apparently he has had so many emails in response to the first that he hasn't had time to buy a stamp for his adapted letter to the bank yet.
I am sure there were other things wrong too but I am no expert.
Luckily he has had time to solve the tricky issue of calculating interest on claims so we can all rest easy in our beds now.
I hope that CAG doesn't get its reputation tarnished by this kind of jumping on the band wagon.
Apparently his mum is a lawyer so he gets all his legal advice from her. Bless him.
Motley Fool - hmm - let me think for a moment! Or am I alone in this opinion?
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Unfortunately his link does not help us very much. It is linked to the Forum page and not to the homepage: www.consumeractiongroup.c o.uk
Any link that doesn't go simply to that page is not helping us and one of the reason's why we have such poor Google rankings is because most links go to the forum. Anyone got time to contact them and ask them to change the link?
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All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
I got totally confused to start with, I took Neils advice and sent his letter, the banks seem to be quite aware of what is going on as Cahoot just sent me statements saying that as I was going to ask for my charges back this was the only information i NEEDED. Should I go back to them now and ask for everything, I have done this once already by the way, o0r is it safe for me to know notify them of the charges I want back and give them the 14 days deadline.
If it had not been for Motley Fool I would never have found your site, so he did serve one good purpose.
I think you are safe to move on to the preliminary request for repayment of bank charges. Keep us posted. Have you got your own thread on the Cahoot forum by the way?
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Originally Posted by BankFodder
