Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
If It costs a bank £ 30-35 for a failed item charge/ bounced cheque and they claim that its a pre-estimate of their loss, for manual intervention, how come if your in credit that it costs you nothing.
To my mind a cheque that passes through the clearance cycle has more manual intervention than a failed direct debit, yet the banks dont charge £35 per cleared cheque.
I think you can only draw the conclusion that you are penalised for bouncing a direct debit rather than paying an estimated cost to the bank ??
Cheque clearance cycle
, yet the banks dont charge £35 per cleared cheque.
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