Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    johngeordie1 Novitiate

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    Default Help-barclaycard Ripping Me Off On Dpa Request

    I sent off my DPA request letter for my statements going back until may 2000.i sent off a cheque for £10.00 to cover the costs.I received a reply from them today
    saying they would gladly send me the statements in i sent them a cheque for £10.00 to cover costs.As i had already sent them the cheque and the cheque had being cashed i rang the number on the letter thy had sent me but after 2 hours of getting the engaged tone,i rang them on their normal customer service number.after talking to one of their staff they told me they had no record of any cheques from me but would refund the money to my account.also so they were going to charge me £3.00 for every statement before may 2004.on the letter they sent me it said "please note statements that are prior to may 2004 are not held on a computer system or a structured relevant filing system and therefore,they do not fall under the data protection act 1998.They can be obtained from our customer services dept at a cost of £3.00 per statement." This would mean i would have to pay £144.00 to go back the full 6 yearsicon.IS THIS LEGAL AND CAN IT BE ENFORCED.

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  2. #2
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    Default Re: Help-barclaycard Ripping Me Off On Dpa Request

    Bump
    Sorry I dont know enough about the Data Protection Act to answer this.

    If you find my post helpful please click on the scales at the top. Thank you
    FAQ SECTION HERE

    Halifax Bank Claim filed and settled
    Halifax Credit Card settled
    Argos Store Card settled

    CCA requests sent to
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    18/06/09

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    Default Re: Help-barclaycard Ripping Me Off On Dpa Request

    If you look further down below your post about 5 or 6 posts you will come to this one that explains how to handle this situation.

    BarclayCard refusing DPA request - HELP! ( 1 2)
    moores2525


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    Default Re: Help-barclaycard Ripping Me Off On Dpa Request

    Just a suggestion, but I am taking a photocopy of each cheque I send so that if they cash it and then claim they know nothing about it I have evidence to back it up.

    _________________________ _____________________
    Capital One - DPA sent 13/06 (MCard) - have acknowledged DPA request, say they will send info shortly....
    Egg - DPA sent 14/06 (2 Visa Cards) - standard request for identification document received in response to Data Protection Act
    NatWest Current A/C - DPA sent 15/06 -initial estimate of claim is £4,358 plus interest (to be calculated)
    Morgan Stanley - DPA sent 15/06 (Platinum MCard) - have cashed my £10 cheque...no statements yet...
    MBNA - DAP sent 15/06 (Visa and MCard) - acknowledged
    Barclaycard - DPA sent 15/06 (Visa and MCard) - acknowledged
    Bank of Scotland - DPA Letter sent 16/06 (Loan)
    Beneficial Bank (HFC) - DPA sent 20/06 (Visa)
    RBOS - (Visa and MCard) - DPA sent 23/06
    Natwest (Visa) - DPA sent 23/06

  5. #5
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    Default Re: Help-barclaycard Ripping Me Off On Dpa Request

    Isn't that what the counterfoil is for?


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    Default Re: Help-barclaycard Ripping Me Off On Dpa Request

    Doesn't prove that particular cheque was made out to them. I've had problems with this before. You could write in any name on the counterfoil. The cheque number only proves the cheque has been cashed.

    You can go back to your bank and ask them to trace who cashed the cheque, but they will charge you for it and it can take a while. It's less hassle to take a copy upfront......

    Only a suggestion.......!

    _________________________ _____________________
    Capital One - DPA sent 13/06 (MCard) - have acknowledged DPA request, say they will send info shortly....
    Egg - DPA sent 14/06 (2 Visa Cards) - standard request for identification document received in response to Data Protection Act
    NatWest Current A/C - DPA sent 15/06 -initial estimate of claim is £4,358 plus interest (to be calculated)
    Morgan Stanley - DPA sent 15/06 (Platinum MCard) - have cashed my £10 cheque...no statements yet...
    MBNA - DAP sent 15/06 (Visa and MCard) - acknowledged
    Barclaycard - DPA sent 15/06 (Visa and MCard) - acknowledged
    Bank of Scotland - DPA Letter sent 16/06 (Loan)
    Beneficial Bank (HFC) - DPA sent 20/06 (Visa)
    RBOS - (Visa and MCard) - DPA sent 23/06
    Natwest (Visa) - DPA sent 23/06

  7. #7
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    Default Re: Help-barclaycard Ripping Me Off On Dpa Request

    Quote Originally Posted by Him up there /\
    Only a suggestion.......!
    That's understood and I wasn't being funny. You've pointed out things I hadn't thought of.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE