Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have one of these loans and originally borrowed £7000 at 7.3%. I have just discovered today that the interest has now gone up to 19.9% and has steadily been rising from the 7.3% that I borrowed in 2001, so now I owe them £8000???? They have not sent me any notification by post or email about these interest hikes and when I called them today to question the interest I was told that it was due to the rising costs of my loan? When I challenged them to prove what the 'rising costs' consisted of I was told that the people in the call centre are not made aware of what the costs are and they advised me to write into their customer relations department. What a load of old rubbish! They are hiking up charges and then just hoping that people don't realise. My question is, what can I do about it??