Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    shurl Novitiate

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    Default Norwich Union and the FSO

    Hi all, new member, I am currently disputing the behavior of Norwich Union, who's business behavior beggars belief, I have been in contact with the FSO after sending them two letters the latter a month ago and also sent them emails, none of which they have responded to, not even an acknowledgement, speaking to them was equally poor, quite simply, "we do not know when we will look at your complaint", surely by admitting to this, they are dysfunctional, am I wasting my time involving these people.

    Cheers

    Shurl

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  2. #2
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    happyolddog Informative happyolddog Informative happyolddog Informative happyolddog Informative happyolddog Informative

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    Default Re: Norwich Union and the FSO

    Hi Shurl,
    Welcome to the forum.
    Follow this link and start a thread in that forum.
    http://www.consumeractiongroup.co.uk...newthread&f=62
    Please read other peoples threads about their claims against norwich union.
    Title you thread.
    (your user name) V (banks name)
    Other members with experiance of your bank can offer informed advice.
    use the template letters in order. Stick to the timetable in there.
    please take time to read the faq's
    LINKS....
    http://www.consumeractiongroup.co.uk...-claiming.html
    FAQs....
    templates library....
    If you have charges going back further than six years read in here;
    http://www.consumeractiongroup.co.uk...ond-6-yrs.html
    There is also live chat, visit if you need any quick advice.
    http://www.consumeractiongroup.co.uk.../flashchat.php
    Finally good Luck.
    Happyolddog.

    If my advice helps please tip the scales, left.
    <<<<<the middle thing.


  3. #3
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    Don4071 Novitiate

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    Default Re: Norwich Union and the FSO

    did you complian to Norwich Union.

    According to their policy if you make a complaint they acknowledge your complaint within 2 working days of receipt.

    N/U aim to resolve complaiints with 5 working days.

    And who do we complain to about the FSO????

    NatWest
    Data Protection Act Letter - 06/08/2006
    Statements rec'd 14/9/2006
    Preliminary Letter sent - 27/9/06
    LBA - 18/10/06
    Claim with Court - 31/10/2006
    Got until 14/11/06 to acknowledge.
    7/11/06 Received ltr offering full settlement minus
    interest + court costs
    12/11/06 - Rejection sent
    17/11/6006 - Natwest Acknowledged
    4/12/06 - Rec'd Natwest Def (Cobbetts)
    5/1206 - Rec'd partial offer (Cobbetts)
    THE WOOLWICH
    Data Protection Act Letter - 06/08/2006
    List of charges rec'd - 04/9/2006
    Prelimary Letter sent - 06/09/2006
    Response - 'fully investigating' - 11/09/2006
    Claim with Court - 20/10/06
    Acknowledged - 20/10/2006
    Defence by 17/11/2006
    AQ to be returned - 11/12/2006
    Court Date - 14/02/2007
    **SETTLED IN FULL**
    CAPITAL ONE
    **SETTLED IN FULL** 3/11/06

  4. #4
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    Default Re: Norwich Union and the FSO

    Followed all of the procedures as layed down by Norwich Union themselves, still no reply, all letters sent by recorded delivery, was forced to speak to them only last week regarding the claim, promised they would call me back to assure me that the matter was now settled, what have I heard, sod all that's what, however only this week received a letter from the CEO Office at Norwich Union, the Ombudsmanicon had written to them, strangely the letter from Norwich union was signed by the Chief Executives Office, no contact name provided, I think they are pathetic.



  5. #5
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    Default Re: Norwich Union and the FSO

    Shurl,

    Hi. Sorry you have been let down. Let me know if your complaint hasn't been dealt with yet. I lead the Customer Relations office (the CEO Office). I am really embarrassed that our letter didnt have a contact name. Apologies.

    Anyhow, if you still need help you can email me at : darren.cornish@norwich-union.co.uk

    Thanks

    Darren
    Head of Customer Experience, Norwich Union


  6. #6
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    shurl Novitiate

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    Default Re: Norwich Union and the FSO

    If indeed you are who you say you are, you should be fully aware of my cirumstances, and should be reacting appropriately.


  7. #7
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    Default Re: Norwich Union and the FSO

    Ok, I just cant track the specific complaint without more info. The offer is there to email me should you wish to at any stage. Regards, Darren


  8. #8
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    Default Re: Norwich Union and the FSO

    Hi there,

    Been reading this forum and itseems like if a customer complains they get what they want and the fosicon always back sthe customer is this true?

    What if there is no proof of ownership and no substantiation and its not been reported as a loss to the police?

    Would the FOS over rule the Insurer just beacause of a complaint or would there be a pay out if you complain to the right people?

    Dazza is it NU or NUD you work for as it seems you are bending over backwards to help people but in reality where do you draw the line?


  9. #9
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    Default Re: Norwich Union and the FSO

    Hi Risky1. The latest data i saw was that the fosicon upheld 88% of Norwich Union decisions when the customer had refused to accept the NU decision and had used their right to escalate to the FOS.
    I work for NU, and have moved to the Life & pensions side of the business. But, we are all one 'group' including NUD, so any customer with an issue can come to me.
    That said, the decision that will be made will be no different to if the customer complains through the usual routes. That wouldnt be 'Treating Customers Fairly', if just by contacting someone 'high up' you get a positive outcome. All I will do is make sure the complaint gets looked at as quickly as possible.
    Hope that makes sense? Ofcourse, the ideal for us is to keep all our customers satisfied and not needing to complain!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE