Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 6 of 6

Thread: Sweety83 v A&L

  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Sweety83 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    40

    Default Sweety83 v A&L

    Hi All

    I am new to the A & L forum.

    I successfully claimed back a little over £2000 from HSBCicon in May of last year and now I am starting with Alliance and Leicester.
    I am finding them to be completly different to HSBC with the way they do things.

    I have sent my Prelim and my lbaicon, the 14 days since I sent my LBA are up on the 25th April. I did not receive a response to my prelim and the only response to my LBA was a letter I received on Friday stating that they were sorry I had a complaint and they would look into it.

    Does anyone think I need to reply to this stating that I will still be going ahead with the MCOL or should I just ignore it and go ahead anyway?

    Any help much appreciated!


  2. #2
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Sweety83 v A&L

    continue with MCOL. Stick to your timetable not theirs.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Sweety83 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    40

    Default Re: Sweety83 v A&L

    Hi All

    I stuck to my timetable as you said Livelylad (thanks for the advice.) So I filed my moneyclaim and it stands at issued as of 26th April. However, I got home today and I had a letter from them saying that they would pay me £286 out of the £1060 I am claiming. The letter stated that this refund was based on the difference between £12 and the full charge. (I think other people have received the same letter.) I am not going to accept as the offer is so low. I need to write a letter declining their offer but i'm not sure what to write. Does any one have any suggestions?

    Any help gratfully received.


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    MimiJane Novitiate MimiJane's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    I am in
    Staffordshire
    Posts
    761

    Default Re: Sweety83 v A&L

    Hi there, I also had a "silly" offer a few days ago and found a good template letter on this site. The wording is as follows :-

    Thank you for your letter dated ................ I respectfully decline your offer of Full and finalicon settlement and return the cheque for .............. which you supplied in respect of that offer.

    You may not have been aware that I have commenced legal action against you for the full amount plus interesticon and costs on .......................an d I would ask that you now refer this matter to your legal department for further instruction.

    Just do something similar to the above You can accept this as partial payment of course, but I looked into this and it was easier to just send it back ... up to you.


    Good luck


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Sweety83 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    40

    Default Re: Sweety83 v A&L

    Thanks for this Mimijane, I did send this letter back twice! as they sent me an offer and then they sent me the same offer with a cheque. Now my claime has been acknowledged and I have received their defence. So lets see where we go from there.


  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    MimiJane Novitiate MimiJane's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2007
    I am in
    Staffordshire
    Posts
    761

    Default Re: Sweety83 v A&L

    Quote Originally Posted by Sweety83 View Post
    Thanks for this Mimijane, I did send this letter back twice! as they sent me an offer and then they sent me the same offer with a cheque. Now my claime has been acknowledged and I have received their defence. So lets see where we go from there.
    Well done I've just received notification proceedings have been moved to my local court, so I'm a little ahead of you.

    Keep us informed.



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE