Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I sent a SAR to Carcraft Group requesting my original documents. They have sent me a printout basically saying that I bought a car from them in 2001. They say that they only keep documents for three years and that any other info is not held in relevent filing systems for the purpose of the Data Protection Act. Where do I go from here? Any suggestions welcome!
Have you had a look at you bank statements to see if the payment for your car has the name of the lender. Mine does (Open + Direct)
If i'm not mistaken the credit agreement will not be with Carcraft but with the lenders (please someone correct me if I am wrong).
I am just about to send a letter off to them for the mis-selling of PPI by the salesman at Carcraft, who sign on behalf of the lenders.
The lender is GE Capital Woodchester. Iwas hoping to get the originals because there seems to be a change in the info that I filled in and the info they hold on computer. I'll send a SAR to GE and see what happens.