Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Unhappy First Post, Please Help!!!!

    Hi,

    This is my first post so i would be very grateful for any help or advice you guys can give me!

    I am currently in the process of trying to claim back £1852 in bank charges from the RBOS.

    I got my copy bank statements from them no problem and calculated the ammount i was owed. I sent my local branch a letter on 21st March to request they repaid me all of the charges, however I received no reply.

    So I wrote to them again on 4th April, enclosing a copy of my letter from 21st March, asking them again to refund all of my charges.

    I still didnt get a reply so I rang my branch last Friday and they advised me to ring a freephone number and somebody there would be able to help me. However, after holding for 25 minutes I was advised that RBOS had received my claim on 24th March but they were taking 8 weeks to process.

    So i wondering if anybody else has been fobbed off with this excuse from the RBOS as it appears to me that they are stalling for time and im unsure if i should leave it till the end of May for a reply from them or should I pressure them for an answer now?

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  2. #2
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    Default Re: First Post, Please Help!!!!

    Dont wait 8 weeks-it is just a delaying tactic by RBOS.

    My tremptation would be to go ahead with the claim and stcik to your own timeframe.


  3. #3
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    Default Re: First Post, Please Help!!!!

    This is a common response at the moment and one you will notice in many threads with a little bit of research. It helps to read through some RBSicon threads to see what you might expect throughout the process of claiming your charges.

    As PP says, this is just delaying tactics and you keep to your timescales. The 8 weeks is the maximum they are allowed to take as instructed by I can't remember who (possibly the FSA or the fosicon can't remember, too late in the night!). They send this out in the hope that people listen and back off.

    If my post has been useful, tip my scales and let me know

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE