Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The likelyhood is that you will have to send an lba although you may welll find that you will have to sue the bank for charges but there is a lot of people who are in the same boat as yourself. What ball park figure are we talking about?
Best case scenario, they settle after lba, so 4-8 weeks if you give em a bit longer to get back to you, or if you end up filing court claim, anything from 3-7 months really. Thats worst scenario. Lol xxx Dont let it stop ya though. Onward and upward. Fendy xx
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
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NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
£711 with interest, is what im claiming for. (although not sure if my interest is correct)
Depends on which kind of interest you've claimed. s69 8% interest can only be claimed at the court stage - whilst overdraft interest (or a portion thereof) and contractual interest can be claimed from the outset. Good luck, hedgey xxx