Thread: agadoo v NatWest ###won!###

hi everyone,
i have just joined this forum after reading it through over the last few months. i sent my pre lim for 2 accounts on 18th april so keeping my fingers crossed. can anyone tell me what the process is if you send prelim and then more charges are put onto the account? can it be adjusted or is it another claim?


debbie

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can it be adjusted

Yes both in your lba and again when you file at court. After that it will cost £35 to amend a claim

Hi Debbie......... welcome on board the nat west forum!!! You can amend your schedule of charges when you send them your lba - doesn't cost any extra to do so!!! Just enter the additional charges into your spreadsheet before sending the LBA - and amend your LBA from the prelim so that they know you're claiming for additional charges as well. If you ever get need any help or advice, just post here on this thread as there's always someone around to give advice and support. Good luck - and keep us posted, hedgey xxx

Debbie ,again welcome to the Nasty West get your money back because you are have a legal right to claim forum. These will help you. Good luck.
http://www.consumeractiongroup.co.uk...tml#post436526
http://www.consumeractiongroup.co.uk...se-read-these/

thanks everyone.
it is always good to know that you are not alone!
everyone on here is really helpful.

Originally Posted by agadoo

i filed my claim with mcol on 16 may and it was deemed served on 21 may 07. that meant that Natwest had till 4th june to reply. i have not had any letter from courts to say that they will defend or not so can i go online and press the judgement button on my claim? or should i send cobbetts a letter reminding them and giving them 7 days extra? Check again on Monday - and give Northampton Court a ring as well just to make sure. Nutty West are notorious for getting things in at the last minute/late - and the courts seem to go along with it!

also i got a letter from NatWest today offering me a Full and final ammount of £776 which is £200 short of what i asked for. I am going to refuse it.should i send the template letter to them saying no and make them aware that i have filed with mcol? Yes
Many thanks

Hope that helps, hedgey xxx

thanks for speedy reply! forgot to add. do i accept payment as part of the claim and say that i am still going to persue the rest or do i just refuse totally and just mention that the claim is with mcol.

thanks again

well i sent a refusal back to the bank saying that i would accept only full charges. that was last thursday. i got home from work that night to find a missed delivery of a special delivery letter. friday morning i went to post depot and to my amazement it was a letter from RBS solicitors saying that they don't think it is viable to go to court and that they don't agree with my claim but they are going to pay me in full. and attached was a cheque for the full ammount. yippee
today i got a letter from the bank saying their offer of 200 quid less was final and i have 10 days to accept it. well they obviously dont talk to their solicitors do they. any way can one of the mods move this thread to the success section please. and thankyou to everyone on here who does such a brilliant job to keep everyone on the right track.

agadoo