Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 21st April 2007 23:32 #1
    tiscalcolm123 tiscalcolm123 is offline
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    Question I Am Looking Right Template Letter Please Help Me.

    After calculating my bank charges over the past six years i was horrified when it totalled almost £8000.I dont know how i managed to stay a float.I forwarded a letter to my bank asking them to return the unlawfully rediculous bank charges.After doing so they forwarded me a letter that the matter is currently being investigated followed by their detailed complaint procedure.I feel they are trying to bluff me with a process of waiting 8 weeks and then being refused my money back.What can i do next, can you help me with a suitable template letter please.please i need advice.

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  2. 21st April 2007 23:53 #2
    half ax I half ax I is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    If you have used the template letter requesting your charges back then after 14 days send the letter before actionicon from the template library. You are working to your timetable and not theirs.

    Good Luck

    _________________________ _________________________ _________________________ _________________________ ___
    IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).
    Claims in progress against:
    Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk...eldest-fd.html
    Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk...go-eldest.html
    Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk...t-halifax.html
    Eldest - unnamed Mortgage Provider for Charges and incorrect maths.
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  3. 22nd April 2007 00:08 #3
    tiscalcolm123 tiscalcolm123 is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    cheers .Thanks for the advice.

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  4. 22nd April 2007 00:10 #4
    ChloeJane
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    HI!

    The next letter is the letter before actionicon.

    They have said it will take several weeks, however you have your timetable and do not have to wait this long.

    The link to the letter you need is here.

    http://www.consumeractiongroup.co.uk...re-action.html

    This template warns them that you are and will file with the court within 14 days if they do not respond.

    Their 8 weeks you do not have to wait for. You are able to send this now!

    Once you send the letter, it is worth starting to view the process from here and to understand what may or may not happen.

    This link below will guide you through the process.

    http://www.consumeractiongroup.co.uk...tructions.html

    It is suggested that over the next 14 days, you view what options there are for filing in court and what to expect from now on.

    If you need me I am often in chat!

    Good luck!

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  5. 23rd April 2007 06:56 #5
    Seahorse Seahorse is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    It's important to note that how you proceed with a claim this size will largely depend on whether you are in Scotland or England.

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  6. 23rd April 2007 11:47 #6
    tiscalcolm123 tiscalcolm123 is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    Thanks for the step 2 step instructions.

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  7. 23rd April 2007 11:49 #7
    tiscalcolm123 tiscalcolm123 is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    Hi I Am Actually In Northern Ireland If You Could Offer Me Some Helpful Advice.

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  8. 23rd April 2007 22:26 #8
    Alpha Alpha is offline
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    Red face Re: I Am Looking Right Template Letter Please Help Me.

    Quote Originally Posted by tiscalcolm123 View Post
    Hi I Am Actually In Northern Ireland If You Could Offer Me Some Helpful Advice.
    Hi, I'm in Scotland and just finding out it's not quite so easy to take banks to court here if your claiming a large amount!! I think NI has it's own rules too and the limit might be £2000, but don't take that as gospel!! Maybe have a read at the thread I started as there is some good advice there. Atlantic might be able to help you with more and he mention NI rules.

    Anyway, don't be downheartened, I'm sure you'll get there - hope I do too!!

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  9. 24th April 2007 19:25 #9
    tiscalcolm123 tiscalcolm123 is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    Thanks. I DO THINK NORTHERN IRELAND RULES ARE DIFFERENT. YOU KNOW ITS NOT TALKED ABOUT A LOT HERE AND I FEEL LIKE I AM THE ONLY ONE.SO ANY ADVICE IS A BONUS.

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  10. 25th April 2007 10:39 #10
    HydraUK HydraUK is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    Quote Originally Posted by tiscalcolm123 View Post
    Thanks. I DO THINK NORTHERN IRELAND RULES ARE DIFFERENT. YOU KNOW ITS NOT TALKED ABOUT A LOT HERE AND I FEEL LIKE I AM THE ONLY ONE.SO ANY ADVICE IS A BONUS.

    Colm,

    Try the First Trust thread here, covers a fair few issues and it's quite active.... - http://www.consumeractiongroup.co.uk...html#post55517.

    I'm watching this thread as I am about to start helping my brother , rules slightly different from mainland, but not as restrictive as Scottish rules...

    HTH

    Phil

    Hydra vs RBoS
    http://www.consumeractiongroup.co.uk...hydra-rbs.html


    ***WON***
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  11. 29th April 2007 23:43 #11
    tiscalcolm123 tiscalcolm123 is offline
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    Default Re: I Am Looking Right Template Letter Please Help Me.

    Phil thanks for introducing me 2 first trust thread. I am still curious 2 see any results from anyone.

    Hope you get a result for you brother.

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