Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Is HP Contract?

  1. #1
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    e_inspired Novitiate

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    Default Is HP Contract?

    Hi

    I have a HP contract with a finance company its about 1 year old but the following details are wrong:

    1. VIN/Chassis no.
    2. Vehicle registration date
    3. The total amount payable (they have added the cash price and the total charge for credit instead of the credit amount + total charge for credit)

    The registration is correct, is this contract still vaild?

    Thanks in advance

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  2. #2
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    Todge Novitiate Todge's Avatar

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    Default Re: Is HP Contract?

    Hi e_inspired

    (IMHO) I would guess that the contract is valid - you'd best write to them to get the details corrected.

    As long as the main points of your CCA are correct, then the contract is binding?

    I would not advise trying to duck the contract because of a couple of errors in detail.

    Sorry to disappoint!!

    "Weasel (n): any person or group that operates in that vast grey area between good ethical behaviour and the sort of activities that might send you to jail".

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    Default Re: Is HP Contract?

    The total amount payable is the sum of the advance payment (deposit), amount of credit and charges ie the cash price and charges.


  4. #4
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    Default Re: Is HP Contract?

    Quote Originally Posted by smvtuser View Post
    The total amount payable is the sum of the advance payment (deposit), amount of credit and charges ie the cash price and charges.
    Thanks, it all adds up now!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE