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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Direct Collections Ltd - does anybody know them?


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I think I have confused you! I am looking for Direct Collections Ltd who are based in Harrow. This is Direction Legal Collections in Banbury.

 

Thanks for your help anyway and pointing me towards the Debt Question site. Very informative.

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If this guy is not worried about court baliffs he probably wont be bothered by a DCA, so why waist your money. why dont you call the court for advice and maybe go for a charging order on his property. Or maybe ask a solicitor who specialises in debt collection to write to him threatening a charging order. You will need to contact the land registry first to check that he owns the property. You would be better off talking to a solicitor, they will be more honest with you as to what powers you have and your chances of getting your money

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He's sold it (for over half a million) whilst we were waiting for confirmation of final bills paid etc.

(It was actually my daughter and 4 friends who had been renting the property, I acted as guarantor) He had been promising all along that as soon as he had proof of final bills paid he would send the deposit and we naively believed him. Just as we believed in the legal system, thinking if we took him to the SCC we would get our money back. We have a CCJ against him and a Warrant of Execution but the court bailiffs have been round 4 times and he just doesn't answer the door. This guy has 8 CCJ's in total against him and knows exactly how to play the system!

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This guy has 8 CCJ's in total against him and knows exactly how to play the system!

 

Certainly sounds that way. Court bailiffs get paid a wage and not a percentage so they dont try too hard, perhaps a private bailiff, who would try alot harder.

ask blfuk1 to look at this thread, he is a baliiff and he may be able to offer some advice. he's normally giving good advice in the bailiffs forum

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  • 1 year later...

I certainly WOULD NOT recommend Direct Collections Ltd if you have a debt to recover. They take a big expenses payment up front and then do very little work (when you ring for a progress report all you get is a load of lies or waffle)

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  • 3 months later...

Just an update regarding DIRECT COLLECTIONS. I went ahead and engaged

them to collect the money that was owing to me and they were superb!

Very professional and courteous, particularly Phil who dealt with my case.

I really wish I had gone to them at the start instead of spending time and money on Court fees, CCJ's etc. etc. I couldn't recommend them enough.

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  • 1 month later...

My opinion of them is that they are unprofessional bully boys. Take no notice of OFT collection guidelines and merely try to intimidate people into paying where there is no proven debt. They have very little knowledge of the law and should be avoided at all costs. A complaint to OFT has gone in about them

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  • 5 months later...
  • 5 months later...

oh dear a troll

NEVER FORGET

 

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Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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:)
Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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advertising , oh dear

 

now who is counting

 

10, 9, 8, 7, .......................

 

bye bye

NEVER FORGET

 

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Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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  • 1 month later...

Hiya

 

Yes unfortunaltey I do, they are a load of cowboys, they claim to get your bad debt collected nut trust me thaty don't all they want is your money which they take quicker than a rocket launch and then they fail to get in touch with you, so take my advice do not use them.:-x

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  • 4 weeks later...
I only have good things to say about this company. I was delighted that they successfully recovered an outstanding debt on our behalf. We had been trying to collect this payment without success for nearly a year.

 

I must commend John Kelly and his team at Direct Collections in the way they dealt with this and will not hesitate to use them in the future.

 

 

Was this the same John (JK) who is (or was ??) connected with HFO ?

 

David Price

Britannia Carpets

 

Was this the same John (JK) who is (or was ??) connected with HFO ?

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