Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    IanH68 Novitiate

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    Default Which charges can be claimed back?

    I am about to start the process to claim back my charges. I have a Royalties Gold Account which attracts a monthy fee and charges for my overdrafticon. Can these also be claimed back?

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  2. #2
    littlesally
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    Default Re: Which charges can be claimed back?

    Pretty sure you can't claim these as they are an agreement for that type of account.

    The charges for going over the overdrafticon (usually £28 ish) you can claim back also when standing orders and direct debits bounce (£35 ish)

    It's a pity the chatroom is still closed as that place can really help with any doubts and fears you have.
    Also good for just unwinding and having fun.
    Still hopefully it won't be long.

    It's basically a waiting game, seeing who can out stare the other - don't be the one to look away.
    Many people do at this stage and give up.

    Make sure you stick with the winners and you will be one!





    Sally


  3. #3
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    hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative

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    Default Re: Which charges can be claimed back?

    Yes, spot on Sally - the monthly fees cannot be claimed back, here is a list of RBSicon charges that you may claim.

    chg s/o £28.00
    chg unpaid item(s) £38.00
    chg card misuse £35.00
    chg to a/c £28.00 (this is monthly, on top of other charges)

    iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
    Vanquis - Claim issued, no AoS or Defence received

  4. #4
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: Which charges can be claimed back?

    In the sticky threads list in RBSicon is one that has been set up by livelylad that lists all claimable charges and their amounts for the last 13 years or so. Worth looking at

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE