Thread: Clan Jessica v Alliance and Leicester

Hi I am about to send of the SAR to the vultures at the A&L who are on the brink of closing my account after I paid off a £1,000 overdraft almost exclusively caused by charges (and maternity leave pay but that's another matter).

I am just about to get £2k from the Halifax, it has been relatively easy, although they went to the wire - the offer came in the day before I was due to file at court.

So I would be interested to know what the A&L are like, do they go the whole 40 days and string it all out, or are they a bit more flexible?

Thanks

Catherine 8-)

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On day 39 the statements arrived - now I have a question. Can I count the £5-£25 items called 'overdraft payment' as well as the ones marked 'unauthorised overdraft payment'? That's something the Halifax doesn't have.

Catherine

hiya

you can claim the £25 unauthorised overdraft charge, but if the £5 is a monthly "fee" for overdraft facility then you can't claim that one back

you can claim

unpaid cheque charge
unpaid dd charge
paid item charge
unauthorised overdraft charge


hope it helps

kate