Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    AK32 Novitiate

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    Exclamation AK32 vs RBOS BUS.ACCOUNT LTD.COMP.

    My Account Has Been Closed For Bout Two Years I Have Most Of My Statements Going Back Roughly 4 Years How Do I Get Hold Of Old Statments That R Missing. Also Old Company Has Ceased Trading So Is It Still Possible To Reclaim Charges. Even Tho Company Is Finished. If Did Pay Me Out How Would Receive Payment. Also I Have Charges 4 Stop Chq Fee Of £10- R These Reclaimable And They Use Wording Of Maintenance Fee Rather Than Total Charges How Do I Figure The Charges Out? Do I Go Through Every Single Statement Pagebypage Highlighting The Charges As They Appear Or Will They Be Totalled Up Somewhere Else That Ive Not Come Across Yet. Sorry 4 Longwinded Thread Please Help.

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  2. #2
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    Default Re: AK32 vs RBOS BUS.ACCOUNT LTD.COMP.

    Wow that was a hard read....I shall try to answer as much as I can

    Quote Originally Posted by AK32 View Post
    My Account Has Been Closed For Bout Two Years I Have Most Of My Statements Going Back Roughly 4 Years How Do I Get Hold Of Old Statments That R Missing. This is a basic part of the process and if you are asking this I would advise you start off in the FAQ section doing some reading. Most importantly, look at the GUIDE, it is a step by step guide from getting your statements to taking them to court. THIS IS ESSENTIAL READING. Also Old Company Has Ceased Trading So Is It Still Possible To Reclaim Charges. Even Tho Company Is Finished. Yes If Did Pay Me Out How Would Receive Payment. By cheque silly! Also I Have Charges 4 Stop Chq Fee Of £10- R These Reclaimable No, this is a service not a penalty and is therefore not claimable. And They Use Wording Of Maintenance Fee Rather Than Total Charges How Do I Figure The Charges Out? See below Do I Go Through Every Single Statement Pagebypage Highlighting The Charges As They Appear Or Will They Be Totalled Up Somewhere Else That Ive Not Come Across Yet. The latter, what you haven't come across yet is the step by step guide as I said above. Once you do, you will find a link to a spreadsheet where you can tot up all your charges. It might be worth highlighting them to start with so you can see them better on your statements. Sorry 4 Longwinded Thread Please Help.

    For the maintenance charge question, have a read of this.....

    http://www.consumeractiongroup.co.uk...-you-rbos.html

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE