Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Please take time to read the faq's
Please find your banks forum and start a thread;
(your user name) V (banks name)
use the template letters in order Stick to the timetable in there.
For instant live help please go to the chat room
Any advice given is purely based on personal experience and if in doubt you should seek further advice from a professional.
If you liked what I have written then please let me know by clicking on the scales!
Hi welcome, same advice as above from jamesrap. you were looking for sandys e-mail addy ? SandyWatt@rbs.co.uk
05/03/07 S.A.R - (Subject Access Request) handed in at branch
Found missing statements at home !!!!
08/03/07 Prelim+ schedule posted rec del
22/03/07 No reply to prelim LBA posted rec del
05/04/07 14 days and no reply to LBA, sent e-mail
27/04/07 Offered FULL SETTLEMENT £3375
03/05/07 Cash in bank account
Thanks for that.
I am still waiting for my statements from 2 accounts. These are both joint accounts. The statements have always been sent to me.. Does anyone know if its different for joint accounts
I am just writing off for my credit card statements. I closed both accounts 12 months ago.
Hi got a letter off Sandy Watt. Stating looking at my claims but I did not provide enough info about the account. The letter has my account number and my address. They want my sort code. This must be a delay tactic as when I spoke to them on the phone it only took seconds to look it up. Sent Sandy an email giving details but stating I am sticking to the timescale. I never get a reply to my emails. Sorry Sandy for thinking you are a Female. Was told on the phone you are a male.
Well after a couple of Emails to Sandy, I finally got a reply. Saying still looking at my claim. Explained that the deadline was up tommorrow and would be starting legal action. Just got another Email saying an offer is in the post. I should have it by the weekend. Not sure how it is being sent? Pigeon? I will give them until Saturday then fire off to money online.
Well looks like I gave the RBS to much credit. Just logged on to my computer banking. looks like they have closed my accounts. Might just be system down. waiting for todays post. Hopefully I will have an offer.
Well looks like I gave the RBS to much credit. Just logged on to my computer banking. looks like they have closed my accounts. Might just be system down. waiting for todays post. Hopefully I will have an offer.
Please let us know if they have closed your account
HI. phoned RBS . They said it was a technical problem. My accounts came back online late yesterday. My offer did not arrive yesterday. I intend to start the legal ball rolling toady if it does not arrive in the post. They have charged me another £180 in chaqrges since I put my Claim in. Can I claim this back?
HI. phoned RBS . They said it was a technical problem. My accounts came back online late yesterday. My offer did not arrive yesterday. I intend to start the legal ball rolling toady if it does not arrive in the post. They have charged me another £180 in chaqrges since I put my Claim in. Can I claim this back?
Yes you can add these charges, but once you file the claim further charges can only be added my amending the claim (N244) this costs £35 which is not reclaimable. So charges after this I would ask them to be considered in any settlement or issue another claim for them.
The Consumer Forums
Nidge V Rbos
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better safe than sorry!
If it aint broke dont fix it!
No reply to prelim LBA posted rec del
Offered FULL SETTLEMENT £3375
Originally Posted by NIDGE63
