Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    spacemarine Novitiate

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    Talking A&L defend letter

    hi everybody
    ok then have done everything to the book, i have now received a letter from A&L solicitor acknowledgeing of service and giving notice of intention to defend, ok getting scary now but not going to give up, can any body tell me what happens next? whats my next move?also my OLC is in the northampton county courticon, silly question but can i get the case moved to nearer home, as i start preparing for court are there any rough guides as to preparing my case and what should i do in terms of paper work. lots of questions i know but have managed to get this far with all the great help from this site
    Many Thanks

    Similar Threads:

  2. #2
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    Default Re: A&L defend letter

    hi

    I have received a letter from solicitors today saying the same as yours, if you have a look at my thread and see what others have said about this as it is a little intimidating when solicitors letter comes (and my daughter joked about me being on gmtv as the first person who loses to the bank not v funny ) will follow whats being said to you as looks as if we are at about the same stage


  3. #3
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    Default Re: A&L defend letter

    hi dizzykate
    thanks for your post im just kind of wondering what happens next i had this letter back and feel as though i should be doing something about it


  4. #4
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    Default Re: A&L defend letter

    hi

    the advise on here seems to be do nothing about it so I am going to wait and try not to think about it, they have got in my case about 20 days or so to come up with defence - i think its natural to want to respond to letter but i am worried it would make it worse and i dont know what i would say - it beats me why they do this but think its to try and put you off carrying on.


  5. #5
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    Default Re: A&L defend letter

    Dizzy & Spacemarine,

    Just hold tight. All&Pester use in house staff to write these letters. They are intended to intimidate, some people will panic and bail out.

    I take it you have both laid your claims on MCOL or at your local county courticon. All&Pester will drag it out to the very last moment and then settle.

    Look at http://www.consumeractiongroup.co.uk...rt-bundle.html and http://www.consumeractiongroup.co.uk...ompletion.html IF you want a guide to what may happen next if they really do push it as far as they possibly can.

    Don't fret all on the forums are here to help and advise as best we can.

    Good luck

    There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.
    Read through the FAQ Section.... Use these links :grin:

    Like what I say show - add to my reputation (click the scales!)
    My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.
    Halicrap - Full settlement 12/06 £408.34
    Crapitol 1 - Settled in Full 27/04/07 £1580
    8-)
    All & Pester - Claim served £5695 4/09, Stayed
    Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09
    Lloybles - No CCA, CPR disclosure notices served.

  6. #6
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    Default Re: A&L defend letter

    hi thesarget
    thanks for the info i had it in the back of my mind but just needed a reasuring post
    kind regards


  7. #7
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    Default Re: A&L defend letter

    Even though I received a letter Waggle & co solicitors on behalf of A&L, I didn't receive an a&q, they only said that it was there intent to defend. Should I be getting an allocation questionnaireicon ?


  8. #8
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    Default Re: A&L defend letter

    You may or may not get an aqicon from the court. I gather some courts are not now sending them out (unnecessary time and adminicon. on their behalf). If you do have one sent, it costs another £100, but not sure if you still have to pay this if you don't receive one.


  9. #9
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    Default Re: A&L defend letter

    Hi bubblesdarling

    I got the letter from solicitors saying they intended to defend, letter from court confirming this, then few days later got the defence, I rang the court today and they said to complete aqicon which I printed off through link on here and am going to take it in tomorrow. Clerk at the court said they have to complete one too, dont know where they get theirs from assume the court sends it will see what the post brings tomorrow. they have in my case until 17 May to get it in.

    If you did your claim online there is something on here bout AQ not being sent out http://www.consumeractiongroup.co.uk...ion#post695176 (think thats how to link to it!!)


  10. #10
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    Default Re: A&L defend letter

    wow thanks - this has been so helpful. Yes the link has said that in some cases recently that the courts have not been sending out aqicon's, cutting corners to stop the delay tactics of the Bank. So I will wait and see. hopefully I will have a court date soon.
    Thanks again and good luck with your claim ...


  11. #11
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    Default Re: A&L defend letter

    hi guys
    i have not had a aqicon from the court yet , i am basically waiting to receive one, i was assuming that because i had not got one that A&L had not placed their defence with the court and what i had received from the solicitor was another scare tactic,
    i need to look into this further
    thanks for your help


  12. #12
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    Default Re: A&L defend letter

    hi guys
    just seen the link, makes interesting reading they still have 10 days to go and i have not heard anything from the court yet so im still going to sit tight, nothing on my mcol file so im basically just waiting iwas wondering if the time runs out and i have not got my aqicon can i still apply for judgement or will some one say no because i have not sent my AQ
    thanks


  13. #13
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    Default Re: A&L defend letter

    hi
    have five days to go before judgement have not had any aqicon papers just the standard defence sent from solicitors,
    noted a thread saying that they had not got a proper list of charges section 10, i also had this but as they sent me a photo copy of the charges thought it was a bit strange and im still sitting tight, could this possibly be a get out on a technical issue


  14. #14
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    Default Re: A&L defend letter

    hi
    mcol have informed me that they intend to defend so waiting for court transfer location and date, so i expect something to happen soon


  15. #15
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    Default Re: A&L defend letter

    Hi again - it has been over a week since I had a letter from the Court to say they were transferring my case to my local small claim court. I have had no aqicon and just seem to be doing nothing. Am very worried since the Lloydsicon case. Do you think we still stand a chance of claiming back our money or do you think the Banks will defend themselves. Thanks


  16. #16
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    Default Re: A&L defend letter

    Bubbles,

    Sit tight, do not worry. The Lloydsicon case was erroneous and is being correctly challenged. The banks know this, they may try to scare you off quoting it, but don't be hoodwinked

    You can always ring your court for an update if you so wish.

    I am sure we will here of your win shortly

    There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.
    Read through the FAQ Section.... Use these links :grin:

    Like what I say show - add to my reputation (click the scales!)
    My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.
    Halicrap - Full settlement 12/06 £408.34
    Crapitol 1 - Settled in Full 27/04/07 £1580
    8-)
    All & Pester - Claim served £5695 4/09, Stayed
    Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09
    Lloybles - No CCA, CPR disclosure notices served.

  17. #17
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    Default Re: A&L defend letter

    Thank you so much. I will ring them now....


  18. #18
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    Default Re: A&L defend letter

    I'm in the same boat as you Bubbles ... still waiting for a court date.

    Can anyone tell me if now is the right time to send a draft order for directions, or is it wise to wait to hear from the court to see if the local judge needs an aqicon first?

    Any advice appreciated.


  19. #19
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    Default Re: A&L defend letter

    hi
    im pretty much at the same stage as you
    i have the defence papers from the court and im just waiting for a court date, i would say start to get your bits and pieces ready in case you have to go to court, there are some good links on the site to help youi dont think it will do you any harm in getting ready early so you are prepared for the worst


  20. #20
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    Default Re: A&L defend letter

    Quote Originally Posted by dizzykate View Post
    Hi bubblesdarling

    I got the letter from solicitors saying they intended to defend, letter from court confirming this, then few days later got the defence, I rang the court today and they said to complete aqicon which I printed off through link on here and am going to take it in tomorrow. Clerk at the court said they have to complete one too, dont know where they get theirs from assume the court sends it will see what the post brings tomorrow. they have in my case until 17 May to get it in.

    If you did your claim online there is something on here bout AQ not being sent out http://www.consumeractiongroup.co.uk...ion#post695176 (think thats how to link to it!!)

    Hi Dizzy Kate

    I was wondering how your case is going. I am in exactly the same position as you. You said that they have until the 17th to return there AQ. Did they return it? If so, what happens now? have they asked for anything etc or is it just to wait for the court date?

    Sorry for all the questions, Your the only person that seems to be in the exact same place as me, just 10 days ahead.

    If anyone else is in the same place with waiting for A&L to return their AQ to the local curt, then please let me know how yours is going.

    Many thanks
    Claire



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