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The book is easy to understand and clearly explains the rights
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I have been looking at the litigation section of the forum, and there seems to be very few claims for Barclaycard being settled... is that because they are settling before court,or because they are somehow winning?
Haven't been looking at this forum for long, and just wondered if those of you who have have seen many cases succeeding. Am suffering from cold feet!
They're not winning, of that you can be sure, you would have heard if they had.
I think that 1) people are getting their money back with confidentiality attached, 2) people are getting their money back, and can't be bothered telling us, 3) people are not getting their money back yet, because Barclays are holding on to our money for as long as they possibly can, hoping that some will give up after gettign cold feet. Sounds familiar?
I'll say to you what I've just told someone else on MSE:
Let's look at this rationally for one moment:
Possibilities for winning: 1) Bank pays up at 1st letter, 2) bank pays up at 2nd letter, 3) bank pays up at claim issuing stage, 4) before acknowledgement of service, 5) after acknowldegement of service, 6) before lodging a defense, 7) after lodging a defemse, 8] at allocation questionnaire time, 9) after allocation questionnaire, but before hearing, 10) any time between hearign date set and actual hearing, 11) on court steps. Or 12) bank goes in hearing, gets trounced.
Possibilities for losing: 1) bank goes in hearing, you lose. Er, that's it. What do you lose? Your court fees, and you never get money back to which you had kissed goodbye a long, long time ago anyway.
You don't need to be a statistician to work that one out.
Apologies to people who I was in the process of helping, I may be gone some time.
Hmmm good point! I am pregnant at the moment which is the main reason I feel the need to fight for the money back, but at the same time, just want to be sure the added stress is going to be worth it!
A quick question - I have sent my lba and intend to start action on 12th June if they don't respond +vely. If I do start action, how long would it take to get to court if it got that far - worried it might drag on, and I'll be in court in labour or something!
Ok, you start claim 12/6, so deemed served on 15th, 14 days to acknowledge, so 30th. Then 28 days to file defence, 26th June.
Then allocation questionnaire... 14 days to be sent back, 10th July. Then hearing date to be set, from 3 weeks to 2 months ... We're looking at what, September?
Apologies to people who I was in the process of helping, I may be gone some time.
Hope it doesn't get that far then, as I am due in September! I assume that if I have a good excuse like being in labour the court will not hold it against me if I don't turn up!
Will carry on and keep fingers ( and legs!) crossed.
success of barclaycard claims?
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