Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi there im a newbie and have just started looking into reclaiming my bank charges, I was wondering how sucessesful people have been, and is it really more stressful than its worth?? especially talk about courts ect, brings me out in a cold sweat.brrrrrrrrr. By the way I am with the WOOLWICH, which from May will be part of Barcalays anyone had dealings with the woolwich ?
Of course its worth it!! they have taken your money unlawfully. also the help and assistance you require is on this site. Spend some time reading the FAQS and step by step instructions. As happy says start a thread then post your questions there.
Hi I am new to this site, I have just sent off my £10 and letter to woolwich for my records, fingers x, and I must say find all the info on here from you all very helpful
Hi there I sent a letter to the woolwich last week requesting my bank statements, today in the post the woolwich have returned my £10 cheque, with no explanation of why the cheque has been returned. Also included was a letter stating that they are looking into my complaint and aim to resolve the matter by the 23rd March etc,etc.......... , no mention of my statements. Can anyone tell me if this is a standard letter that gets sent out to all their customers, when they have requested their statements ? thankyou
Hi there I sent a letter to the woolwich last week requesting my bank statements, today in the post the woolwich have returned my £10 cheque, with no explanation of why the cheque has been returned. Also included was a letter stating that they are looking into my complaint and aim to resolve the matter by the 23rd March etc,etc.......... , no mention of my statements. Can anyone tell me if this is a standard letter that gets sent out to all their customers, when they have requested their statements ? thankyou
in other words they know exactly what u are after and will probably send u a list of all bank charges, i would call them and say what u playing at i ask for statements when do i expect to get them
Please bear in mind, that if you have sent a SAR, they are not obligated to send you statements. They are obligated to send you details of transactions & charges - now these are very usually sent out in the form of copy statements - but they don't HAVE to be. They can be in the form of a list or a schedule. The SAR letter allows for this, which is why I asked if you had sent the SAR from this site.
they sent me the same letter, u should receive a list of ur bank charges soon, i sent mine on the 29th jan and recieved that letter back on the2nd feb and only last week 21st feb did i recieve a list of charges no statements or copies. then i sent the prelim on the 22nd feb and recieved a letter of an offer on the 26th so they are moving really quick
dont worry give them the 40 days from when u sent SAR they will get back to u with that list
and then found this site after, which I find more helpful and much more informative, does it make a difference? do I need to contact the Woolwich again ??????? Im confused already help
Don't worry. Woolwich & Barclays don't charge for SARs and the letter you received is the standard letter. You will get sent a list of your charges, and it should be within the 40 days.
Exactly the same happened to me.
I sent my SAR on the 25th of January and recieved my charges on the 13th of febuary.
Actions So Far
Nationwide
S.A.R - (Subject Access Request) requested 25-01-07
Woolwich
S.A.R - (Subject Access Request) Requested 22-01-07
Acknowledgement letter rcvd 26-01-07
2nd letter recvd 02-02-07
charges recvd 14/02/2007
1st letter sent 14/02/2007
Hi there I was wondering if some one could tell me why they are not using the services of the financial Ombudsman, Rather than going through the courts???????? from what Ive read they will deal with your case free of charge, once you have applied to the banks for monies to be returned, and they do not comply, to me it sounds much easier than dealing with courts and the paperwork that goes with it. Am I missing the point or are using the services of the FO not as straight forward as it seems?. dont get me wrong Im not knocking this site in any way, but Im really worried bout filling in court forms if it gets that far, and thought if the FO could do it for me that would be the way to go. Would appreciate advice on this subject. thanx
Regards the list of all charges that we can all expect - will the list itemise whether the charge is returned DD, returned cheques etc? Surely we need the charges broken down in order to complete the itemised Schedule of Charges?
help
really more stressful than its worth?? especially talk about courts ect, brings me out in a cold sweat.brrrrrrrrr. By the way I am with the WOOLWICH, which from May will be part of Barcalays anyone had dealings with the woolwich ?
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Re: help
ry dont know what happened there. I got the letter from
