Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My mother is asking me to see if I can claim the charges back for her credit card that she used to use. I have looked around the forum but dont seem to be able to see any credit card topics.
Is it possible to claim charges back from the credit cards? Do I post in here if I start a new claim against them or is there a credit card forum I cant find? Lastly if I am able to claim do I use the standard letter for the request of statements?
My mother is asking me to see if I can claim the charges back for her credit card that she used to use. I have looked around the forum but dont seem to be able to see any credit card topics.
Is it possible to claim charges back from the credit cards? Do I post in here if I start a new claim against them or is there a credit card forum I cant find? Lastly if I am able to claim do I use the standard letter for the request of statements?
Not found any?!? There are specific forums for Barclaycard and Capital One and if you search for VISA in the RBS forums, I bet a load come up. Have no fear, credit cards are well within your claiming rights
Yes you can claim, yes you post in here, not theres not a CC one for ALL CCs, yes you use the standard letters, head over to the library but bear in mind these charges aren't for Direct Debits and Overdrafts, they're for Missed Payments and Exceeding Credit Limits, so you will have to ensure you have the right terminology in the letter. If I recall there are CC specific letters in the Template Library somewhere.....
If my post has been useful, tip my scales and let me know
I havent started yet, in 2 claims currently with HSBC and Abbey so waiting for one or both of these to be settled before I start on another one as soon as I do I will let oyu know, good luck and I hope you get the money back off the theiving banks!
Not found any?!? There are specific forums for Barclaycard and Capital One and if you search for VISA in the RBS forums, I bet a load come up. Have no fear, credit cards are well within your claiming rights
Yes you can claim, yes you post in here, not theres not a CC one for ALL CCs, yes you use the standard letters, head over to the library but bear in mind these charges aren't for Direct Debits and Overdrafts, they're for Missed Payments and Exceeding Credit Limits, so you will have to ensure you have the right terminology in the letter. If I recall there are CC specific letters in the Template Library somewhere.....
Hello fellow countryman! I'm claiming 22 x Overlimit charges totaling £424 from Egg. Egg have offered £64 - the difference between their £20 charge and £16 which they say has been approved by the OFT: 'OFT states the presumption of unfairness in relation to charges over £12 would NOT apply where exceptional business factors apply and referred to Egg's practice of requiring all customers to pay the minimum monthly payment by direct debit - in those circumstances the OFT acknowledges a card issuer may be able to set a fair default charge above £12'. Are they right or just twisting the words to suit them? If I press on with court proceedings is there any chance the court will agree with Egg? Totally new to this and feeling swamped by it all! Temped to take their paltry offer.
RBOS Credit Card, quick question...
Reply With Quote
Originally Posted by Pirus
as soon as I do I will let oyu know, good luck and I hope you get the money back off the theiving banks!