Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm planning a big move out of this country and in the process of opening another account my only problem is they require a bank reference, what actually goes into this and is now the best time to ask for this considering i've just sent them an lba??
Are you sure they are not asking for permission to contact your bank direct for a
reference? It is usually an interbank enquiry -and banks in this country are very
circumspect as to what they say and how they say it.
Admittedly I have only ever required status enquiries, as opposed to asking about
the suitability to have a bank account, but I am sure the principle remains the same. The fact that your account has incurred charges or that you have a
potential legal suit with them should not alter the requirement that your bank
response is accurate, considered and fireproof.
Might be an idea to contact your new bank and ask them to contact your present bank direct though. This will absolve you of having to ask them yourself -as there
is probably never going to be a good time. And bearing in mind that your bank will probably want you to move, the reference could help to expedite matters.
I'll be moving to the caribbean at the end of the year and the new bank has requested for a letter of refernce from my current bank for me to ask them to contact them direct would be extremly long as the country is not on the same time length as us so it's in my best interest to get this from the bank myself.
Bank Reference
??
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