Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The Daily Mail's 'Money Doctor', Margaret Stone, has some sound advice
for one of her readers:
Question from a reader:
Can I reclaim charges from storecards? If so how does this differ from bankcharges?
Answer from the money doctor
You are entitled to reclaim these charges provided they were before April 2006. This is when the Office of Fair Trading's ruling on credit card charges came into effect. THe same law applies to these charges as it does for unauthorised overdraft charges.
There's no link I can find on the Mail site. I got this from another site, I think the poster read it in the paper. It was Wednesdays Daily Mail page 48--MONEYMAIL:ADVICE.
Really Doctor?
charges.
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