Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi I am new to this site but share your experiences.
Over a 2 year period I was fleeced regularly by the RBS for unauthorised overdrafts.
I finished up owing them about 700.00 and they closed my account.
I believe now they have sold on the debt as I am getting threatening letters.
The account was closed about 2 years ago.
My credit file is now showing this as a default and I am unable to get credit.
Is it still possible to pursue this for a refund and removal from the credit files ?
Anyone know the steps to take initially and the process ??
Please read the FAQ's section before beginning, as you will have a lot to read and take on board first. If you then have any questions which you need answering, please feel free to post again after this.
We are here to help, but ultimately, its your claim and your responsibility!
Thanks Louise I did just that after I posted.............in fact I have spent about 12 hours on the site digesting everything.
You are right all the answers are here amongst the postings and in the FAQs
Now I am off for some sleep................and hopefully dreaming about the greedy banks that will be brought to book following their dirty deeds.
I am looking forward to bringing THEM to account ha ha !!!
Procedure for refunds
for unauthorised overdrafts.
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Re: Procedure for refunds
