Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Mortgage Completion Issues

    Right, Not sure if anyone else would be able to help me but I've recently had an issue with my bank and re-mortgaging my home.

    Basically Completion for my mortgageicon was delayed by over 14 days and hence in 1 month i had to make 2 monthly repayments. 1 for the old mortgageicon and one for the new. It was delayed because the banks solicitors lost one of the forms that i had already sent in.

    Bank of Scotlandicon (BOS) released the funds to the solicitor on the 28th of March. But we didn't complete until the 11th April. Because of this we needed to pay an additional monthly payment to HSBCicon and the first payment to BOS.

    Any ideas on where i stand with this and if i can do anything about it would be appreciated????


    Thanks

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    Neil

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  2. #2
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    Default Re: Mortgage Completion Issues

    I would think that the Financial Ombudsmanicon Service would be the best ones to deal with this.

    Alan, Derby, UK.



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  3. #3
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    Default Re: Mortgage Completion Issues

    thank you for the info. ill contact them.

    Neil

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    Default Re: Mortgage Completion Issues

    Just a quick point - Alan is totally correct but you do need to be aware that the fosicon will have expected you to have exhausted the bank's own complaints procedure first ( FOS will ask for copies of correspondence etc ). If you put a complaint in writing to the bank ensure as standard you keep copies of everything and also send recorded delivery... Good luck!


  5. #5
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    Default Re: Mortgage Completion Issues

    yes thanks, i just read their site and saw to do this which i have done now. thank you.

    Neil

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  6. #6
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    Default Re: Mortgage Completion Issues

    I wrote to the solicitors and complained about the service and requested they refund me the money that i paid them to change the deeds. I recieved a letter in the post yesterday with a check for £229!! It pays to write complaint letters. too many times do we just let things go and for the sake of a letter that took me 10 mintues to write i got this money.

    Neil

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE