Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default kashie V Barclaycard

    Hello,

    I'm in the middle of filling in an N1 for non compliance of statements from Barclaycard. (They gave the rubbish about the statements being on microfilm and even though I sent them a lbaicon, they have still failed to respond)

    What I need to know is... in the particulars of claim section number 6, the damage caused is.... what do I need to put. and how would I prove that I have spend numerous hours in my office seeking legal advice, when the advice has come from this site?

    Can anyone help?

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  2. #2
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    Default Re: kashie V Barclaycard

    Hello,

    Is there anyone here today who can help with the above problem?


  3. #3
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    Default Re: kashie V Barclaycard

    Hello again,

    Just to enlighten people on the problem I have, in the particulars of claim section for non compliance of statements, it say that I can claim for damges caused.

    It shows on the template:

    Extra costs incurred in addition to court costs, due to the Defendants failure to comply - this includes the cost of additional correspondence and time spent preparing documents and seeking legal advice, I estimate this cost to be £...........

    Add any further things that can be clearly quantifiable, and to which you can provide proof.

    How much should I charge for time etc, has anyone any idea????


  4. #4
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    Default Re: kashie V Barclaycard

    I ve filed the same N1 for barclaycard non compliance to my SARicon.
    I ve skipped point 6 as i cannot quantify the amount of hours i ve spent on preparing letters, seeking advice(from this site), what i did put there was the actual postage fee and the extra inconvenience and left it to the judge what he/she deems just.
    All i want at tis stage is the actual statement missing...
    so i can claim against barclaycard for the "charges".
    I guess if you want to claim expenses you should probably quantify the research in probably 3 hours @ £5.35(national minimum wage)
    postage fees @ £1.18 x how many letters sent after the original SARicon.

    To be Honest as i said thats a bit too much for me and i left it at the discretion of the court


  5. #5
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    Default Re: kashie V Barclaycard

    Thaks for your help much appreciated.


  6. #6
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    Default Re: kashie V Barclaycard

    Filed an N1 for my statements from Barclaycard. They issued a defence and the next day I recieved all my statements. Funny that!!

    Sent letter asking for a refund - watch this space.


  7. #7
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    Default Re: kashie V Barclaycard

    Sent lbaicon yesterday - they now have 7 days to respond!


  8. #8
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    Default Re: kashie V Barclaycard

    Barclaycard claim filled in and sent off yesterday


  9. #9
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    Default Re: kashie V Barclaycard

    Barclaycard defending all of claim letter recieved today.


  10. #10
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    Default Re: kashie V Barclaycard

    oh good luck xxxx


  11. #11
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    Default Re: kashie V Barclaycard

    Good luck with this, I'll be watching with interesticon.


  12. #12
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    Default Re: kashie V Barclaycard

    Allocation questionaire filled in and sent today


  13. #13
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    Default Re: kashie V Barclaycard

    Had a letter from my local county courticon today, saying they are transfering my claim to Cardiff. This will probably mean that they will put a stay on the claim now as they have with all the other claims I have that have gone to Cardiff, even though these are credit card claims.


  14. #14
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    Default Re: kashie V Barclaycard

    Claim has been stayed sending an application in today to request a lift. Any idea what I can include in section C of the N244icon application to strengthen my request?


  15. #15
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    Default Re: kashie V Barclaycard

    All the information you need is in this link...

    http://www.consumeractiongroup.co.uk...y-updated.html

    HOW TO...DUMMIES GUIDE TO CAG...Read here
    STEP BY STEP GUIDE...Read here
    F&Q's... Read here
    EVERYTHING YOU NEED THE A~Z GUIDE...Read here

    Go to our Cag Toolbar Download page here

    Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  16. #16
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    Default Re: kashie V Barclaycard

    So I just copy the draft letter and send this off as section C?


  17. #17
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    Default Re: kashie V Barclaycard

    Yes, and alter any details so it fits your claim.

    HOW TO...DUMMIES GUIDE TO CAG...Read here
    STEP BY STEP GUIDE...Read here
    F&Q's... Read here
    EVERYTHING YOU NEED THE A~Z GUIDE...Read here

    Go to our Cag Toolbar Download page here

    Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  18. #18
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    Default Re: kashie V Barclaycard

    Sent email to katherine ashton to find out what her response is about stay


  19. #19
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    Default Re: kashie V Barclaycard

    Post back here, Kashie, so we keep track of your progress.

    Slick

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  20. #20
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    Default Re: kashie V Barclaycard

    Kathrine ashton responded by forwarding my email to sharon daboul who is dealing with my claim. I had this response.....

    my name is sharon daboul i am dealing with your claim. Last week I sent out a settlement letter to you (dated 10th Oct), but due to the postal strikes it is unlikely that you have received this yet.
    I have attached a copy to this email. I am prepared to make an offer of £148.34 to settle your claim. This is the full amount of your claim less £24, which has already been refunded to you.

    If you are happy to accept this offfer, please sign and return the letter to me, by email or fax, and I will arrange for your account to be credited.

    If you have any further queries please do not hesitate to let me know.

    Kind regards

    Sharon Daboul.



    All very nice indeed but i would rather the cash, as my account is no longer in use. (paying under an arrangement).

    Do you think this is possible????



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