Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everyone,
I'm new to this so please forgive an imbecile
Further to the yes car credit post, I, too bought a car from yes car credit, more fool me!, but as you will probably know yes car ceased trading. Under the agreement it states that when i have paid 50% then i can return the car and the contract is finished. When I tried to do this i was informed that I still had the insurances to pay as yes car had paid them " upfront" to the tune of £2,794.56, I replied that if i had nothing to insure then there couldn't be a need for a policy but they wasn't having any of it. We are self employed and at that time was between jobs, so we couldn't prove a constant work record. I have also noticed that we never received any terms and conditions with the policy. I have contacted the insurers who then told me to go back to yes car (direct auto finance) and they are sending me a copy today. There were numerous problems with the car, i.e. speedometer not working,and I did complain but their attitude was, " you signed the contract..........tough" I must be honest the car is a dream, and my mechanic has told me he didn't think yes car could force me to pay for the insurances. I have waffled on a bit but there seems so much to say.
Anyway, any advice will be greatly appreciated