Hi everyone,
I'm new to this so please forgive an imbecile
Further to the yes car credit post, I, too bought a car from yes car credit, more fool me!, but as you will probably know yes car ceased trading. Under the agreement it states that when i have paid 50% then i can return the car and the contract is finished. When I tried to do this i was informed that I still had the insurances to pay as yes car had paid them " upfront" to the tune of £2,794.56, I replied that if i had nothing to insure then there couldn't be a need for a policy but they wasn't having any of it. We are self employed and at that time was between jobs, so we couldn't prove a constant work record. I have also noticed that we never received any terms and conditionsicon with the policy. I have contacted the insurers who then told me to go back to yes car (direct auto finance) and they are sending me a copy today. There were numerous problems with the car, i.e. speedometer not working,and I did complain but their attitude was, " you signed the contract..........tough" I must be honest the car is a dream, and my mechanic has told me he didn't think yes car could force me to pay for the insurances. I have waffled on a bit but there seems so much to say.
Anyway, any advice will be greatly appreciated

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