Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default just starting a claim

    I'm about to start a claim against the Royal Bank of Scotlandicon, for two accounts, one which I have now finished with and closed, and one which is still my current account. Is this ok?

    Quick questions - where on this site is the template for the letter requesting full charges I have been charged over the past 6 yearsicon? I have looked at it before whilst reading up on what to do, but can't seem to find it at the moment.

    Also, can you just claim for the past 6 years, no further back? And also, can I claim for two accounts at the same time?

    And can you claim on an account that is not in credit? I am always in my overdrafticon, although not over the overdraft limit.

    Thank you in advance.

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  2. #2
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    Default Re: just starting a claim

    Quote Originally Posted by dizzydolly View Post
    I'm about to start a claim against the Royal Bank of Scotlandicon, for two accounts, one which I have now finished with and closed, and one which is still my current account. Is this ok?

    Quick questions - where on this site is the template for the letter requesting full charges I have been charged over the past 6 yearsicon? I have looked at it before whilst reading up on what to do, but can't seem to find it at the moment.

    Also, can you just claim for the past 6 years, no further back? And also, can I claim for two accounts at the same time?

    And can you claim on an account that is not in credit? I am always in my overdrafticon, although not over the overdraft limit.
    Hi ok you need to read the FAQs and the step by step instructions this will guide you through the whole process.

    I have posted some links to help.
    http://www.consumeractiongroup.co.uk...ction-act.html


    you can claim on 2 accounts at the same time and if they are both bank accounts and with the same bank you can use 1 SARicon for both accounts and 1 claim for both accounts, just include both account numbers. the fact the account is not in credit makes no difference.

    http://www.consumeractiongroup.co.uk...ond-6-yrs.html






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
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    Default Re: just starting a claim

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  4. #4
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    Default Re: just starting a claim

    Thank you for the replies, very useful. I have been reading through all the FAQs and instructions, but i'm sure i will be posting with queries again soon! Thanks again



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE