Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 9 of 9
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    LordPringle Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    Posts
    37

    Default Ridiculous RFS Charges

    I am considering reclaiming charges RFS have charged me in the past for late payments, adminicon fee's etc. But I don't know if it is possible to reclaim these charges. Does anyone know? If so, where do I get the templates and is the process any different than the bank process? Do you still send the £10 & DPA letter?

    Thanks

    Similar Threads:
    Northern Bank Ltd.
    19/08/06 - Data Protection Letter Request.
    26/09/06 - Statements received (October 1999 - September 2006).
    13/10/06 - Letter requesting refund of £643 charges sent.
    30/10/06 - Letter Before Action sent.
    13/11/06 - Refund of £224 Offered. Offer Refused.
    11/12/06 - Court Claim filed against NB.
    21/12/06 - SETTLED IN FULL - £784.36.

  2. #2
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Rob S Informative Rob S Informative Rob S Informative

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Welwyn Garden City
    Posts
    1,634

    Default Re: Ridiculous RFS Charges

    Yes, send them a Subject access requesticon along with a payment of £10 to get details of your account. if they have been charging you penalty charges for late payments etc then the principle is exactly the same as with the banks and building societies doing the same thing.


  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    digger80 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    71

    Default Re: Ridiculous RFS Charges

    can you claim if account is still active?


  4. #4
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Rob S Informative Rob S Informative Rob S Informative

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Welwyn Garden City
    Posts
    1,634

    Default Re: Ridiculous RFS Charges

    Digger, you can indeed make a claim if the account is still open.


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    digger80 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    71

    Default Re: Ridiculous RFS Charges

    will they close it down or anything as we have only had it since sept and still have over 4 yrs left?


  6. #6
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Rob S Informative Rob S Informative Rob S Informative

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Welwyn Garden City
    Posts
    1,634

    Default Re: Ridiculous RFS Charges

    Is it a loan that you have with them?


  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    sitcom123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    Posts
    139

    Default Re: Ridiculous RFS Charges

    Hi Lord my daughter has an RFS loan which has had £600 charges on it for late payments. please let me know how you go on as i will start a claim for her. If anyone knows where i should write to to ask for account details would be grateful.
    thanks


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    digger80 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    71

    Default Re: Ridiculous RFS Charges

    its finance on a car.


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    digger80 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    71

    Default Re: Ridiculous RFS Charges

    Quote Originally Posted by sitcom123 View Post
    Hi Lord my daughter has an RFS loan which has had £600 charges on it for late payments. please let me know how you go on as i will start a claim for her. If anyone knows where i should write to to ask for account details would be grateful.
    thanks

    the address they gave me the on the phone was

    Capital bank
    3rd floor
    charterhall house
    chaterhall drive
    chester
    ch88 3an

    they said address to collections dept but im not so sure that is right?
    anyone know?



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE