Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 6 of 6
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    get-even Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    8

    Question Can anyone help ?

    I am currently claiming £763.92 plus £80 court cost from RBSicon. They have just sent me a offer of £539.00 to be paid direct into my bank account. The bank account was closed 3 years ago. I would like to accept the £539.00 as a part payment.
    Has anyone got a template letter that I can copy, as I don't want to mess up my claim at this late stage. I would also like them to send me a cheque is this possible.
    I have issued a court claim and the 28 days are up on the 26th April.
    regards



  2. #2
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Can anyone help ?

    Quote Originally Posted by get-even View Post
    I am currently claiming £763.92 plus £80 court cost from RBSicon. They have just sent me a offer of £539.00 to be paid direct into my bank account. The bank account was closed 3 years ago. I would like to accept the £539.00 as a part payment.
    Has anyone got a template letter that I can copy, as I don't want to mess up my claim at this late stage. I would also like them to send me a cheque is this possible.
    I have issued a court claim and the 28 days are up on the 26th April.
    regards
    All you need is in this link.
    http://www.consumeractiongroup.co.uk...ng-offers.html


    Also you can ask for a cheque as the account is closed.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    PPMAN159 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    Kent
    Posts
    1,712

    Default Re: Can anyone help ?

    Does anyone accept these part paymemts?

    If not what is the logic behind the banks making the offer


  4. #4
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    isidore Informative isidore Informative isidore Informative isidore's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    South Wales
    Posts
    1,616

    Default Re: Can anyone help ?

    Unfortunately, people do.

    The reason for making the offer is calling your bluff. Telling you you aren't entitled to your money back but they'll give you SOME money just to shut you up. The logic behind it is they've saved themselves some money.

    Not everyone is registered to CAGicon so they don't necessarily have the advice that you have use of so there is a very good chance a lot of people accept these part settlements. In fact I'd go as far as too say there are a lot of people that are registered to CAGicon who accept partial settlements too!!

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  5. #5
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    PPMAN159 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    Kent
    Posts
    1,712

    Default Re: Can anyone help ?

    Fair point Taff.

    I suppose that if the bank makes someone an offer on the back of the lbaicon and it is a reasonable percentage of the sum claimed then maybe I can see why it would be accepted.

    A lot of it is the fear of the unknown-what do I do if the bank refuses to pay etc.

    Thats why this site is invaluable-it takes away the fear factor.


  6. #6
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    isidore Informative isidore Informative isidore Informative isidore's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    South Wales
    Posts
    1,616

    Default Re: Can anyone help ?

    Certainly does

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE