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hi, can anyone help? im claiming in excess of 10k from a&l, would it be best to make seperate claim or make one claim in the county court?
there is an online service kindly provided by her majestys government called "money claim online" www.moneyclaim.gov.uk/ which guides you through the process then calculates how much you have to pay in costs. but this claim is then dealt with by the county court i think. i have just read that someone lost the second part of their claim because they split it into 2 parts. although this may have been because the second part was pre 6 years.
all my claim is within the 6 year period and help would be greatly appreciated.
Have Just Received Acknowledgement Of Service Order
hi, i have just received an "acknowledgement of service order" from wragg and co the alliance and leicesters solicitors. they made me an offer of 40% of what i was claiming which i rejected. anyone have any advice. court case is due on 21 may at northampton county court and not small claims court.
I presume that your case has been listed for Fast Track?
Have you had any notification from the court about exchanging documents (evidence) that you will both require?
With Fast Track comes Standard Disclosure - this means that you can ask for documentary evidence from the bank of their charging regime. They won't supply it, by the way, since it will basically scupper their defence.
Let us know the above and we can advise you from there.
hi, not sure if its fastrack. i obtained order through hmcs online. the document said that they have 5 days to reply and poss another 28 after that. have not had anything else except this letter from wragges
I presume that your case has been listed for Fast Track?
Have you had any notification from the court about exchanging documents (evidence) that you will both require?
With Fast Track comes Standard Disclosure - this means that you can ask for documentary evidence from the bank of their charging regime. They won't supply it, by the way, since it will basically scupper their defence.
Let us know the above and we can advise you from there.
not sure if its fast track. i have just received standard form telling me that the case is in process. a and l have sent the form to me saying they get an extra 28 days.
not sure if its fast track. i have just received standard form telling me that the case is in process. a and l have sent the form to me saying they get an extra 28 days.
They don't get "an extra 28 days". They get 28 days in total from the date the claim was deemed served, but in order to use the 28 days they have to acknowledge your claim within 14 days.
They don't get "an extra 28 days". They get 28 days in total from the date the claim was deemed served, but in order to use the 28 days they have to acknowledge your claim within 14 days.
yes sorry, they have sent acknowledgement and they get 5 days at begining to say theyve received it. i had letter this morning from wragge solicitors with the acknowledgement. they sent cheque 3 days ago offering about 35% of claim and i sent them letter of rejection.
That's fine then, don't panic. Wait until you receive their Defence.
hi, i have just realised that i did not fill out my particulars of claim properly on the online form, is it to late to amend it? also i have just sent the court the schedual of charges.
hi, i have just realised that i did not fill out my particulars of claim properly on the online form, is it to late to amend it? also i have just sent the court the schedual of charges.
Right ok, when you say you haven't filled out your POC's properly - what did you put in them?
it says " i wish to make a claim that charges were made to my account betweent 21 march 2001 and 13 march 2007. despite several letters requesting the money owed to me i have received 2 letters from a&l both rejecting my claim. the first letter states that the oft report only applies to credit cards and the second states that in their opinion the charges are fair. the claimant claims interest etc etc."
also i am preparing a letter to wragge and co listing a schedual of charges and acknowledging their letter, is this also the right thing to do
also preparing letter to wragge and co "
Dear Sirs,
I acknowledge receipt of your letter dated 25 April 2007.
Please find enclosed a schedule of penalty charges along with interest claimed at the annual rate of 8% pursuant to section 69 of the county court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £11858.74.
I understand you have a policy of initially rejecting claims for overdraft interest. However, should this be the case after you have reviewed my claim, you should be aware that my claim for overdraft interest has been meticulously calculated and double checked. It only ever relates to the cumulative charges within the overdrawn balance of the account at the point that the overdraft interest was debited
If it is that in your view the interest is not claimable, I am prepared to discuss this with yourselves and the judge in court.
bobthecabbie v A & L
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Originally Posted by jonni2bad
