Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: RBS Credit Card

  1. #1
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    Default RBS Credit Card

    Hi, I have recently started a claim against Lloydsicon for a bank account and have decided to start getting the letters off to the credit card companies. We have a couple of credit cards (2 RBS ones) where we had to write and ask for the interesticon to be stopped and reduced payments to be made as a temporary measure (on advice from Payplan). Before they would accept this they informed us that they would have to send a default. These we have received. Is there anyway that these can be removed?? Also, as much as I know the interest cannot be added until the court stage, is it the same 8% as the banks??
    Thanks, Lorraine

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  2. #2
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    Default Re: RBS Credit Card

    Depends really on what the SARicon comes back with, if the default ids made up of unlawfull charges you have a good case.


  3. #3
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    Lorraine2503 Novitiate

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    Default Re: RBS Credit Card

    Thanks, I have been thru my most current paperwork and on the default it says it has been issued for not agreeing to the contract by asking for reduced payments, so I guess it is a no go? Lorraine



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE