Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi All
I'm new to this website. I started claiming back through Moneysaving expert on the 16th of March. I did not get a respond although they did send me an application form for a credit card which is a bit weird. Especially since it was not a standard marketing letter as it was in a hand written envelope with a complement slip inside from my Franch (RBOS Aberdeen). Has anyone else tryed to reclaim from RBOS in Aberdeen? I wrote to the branch directly. Was that the right thing to do? HELP!!!!
Funschine
Best thing to do is go to the library forum and find the Guide to reclaiming bank charges, follow that process from start to finish and forget everything you did with MSE!!
At the top of the RBS forum is a post with contact details in for RBS, send your prelim letter to the customer relations address.
If my post has been useful, tip my scales and let me know
Hi livelylad.
I wrote directly to the branch and they sent me all my statements from when I opened my account 5 years ago. I encluded a cheque for £10 which they cashed. Thanks for the details.
I contacted RBS via email re tracing a closed account.
Initial response was that they could not trace closed accounts.
When i pointed out that they were required in law to hold such details for at least 6 years they began a trace.
3 weeks later having heard nothing i again emailed and was told that no trace of the account could be found.
i rang and left my contact details, and then emailed pointing out that they were being obstructive and that i would go direct to the financial ombudsmen.
Within 30 minutes i recieved a telephone call stating they had found the account.
They are now sending out al list of all charges levied together with an offer for settlement, and that this should arrive within 3-4 days.