Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Does anyone have any contact names for actual individuals at Smile's head office? i.e. someone high up, who might be interested in what I've got to say.
I basically resent being asked for my overdraft back, as it was given to me free of charge and came as part of the account.
They've said that I have repeatedly broken T & C's, which is why they are closing my account. The fact they have charged me 4 times my overdraft limit in 2 years seems to have passed them by!
My overdraft is also made up of mostly unlawful charges, which I intend to claim back.
I'd be interested if there is anyone else I can reach out to, other than a moronic robot?