Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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  1. #1
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    Default nat west owe me £37000 and i need advice please

    can any one advise me as to what happens next.so far i have sent in the court papers which nat west's solicitors have told me they are going to defend. (they had 28 days to submit there defence,i spook to them today and they say they will lodge the defence papers on monday 5th March )

    what happens next?
    what time scales am i looking at?

    i would appreciate any guidance

    good luck all

    scott

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  2. #2
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    Default Re: nat west owe me £37000

    The next stage will be the aqicon,

    See here:

    Allocation Questionnaires - A guide to completion

    You could also propose a Draft Directions Order:
    New strategy for Allocation Questionaires

    Not forgetting:

    Include copy of schedule

    Cheque to HM Courts Service

    Fee will be added automatically to your claim

    Hope this helps!!

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    Don't be like the banks - give a little back


    NAT WEST - WON - £4282.36


  3. #3
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    Default Re: nat west owe me £37000

    Wow Cobbetts will have fun with this one.
    Yes they will defend its not something they usually opt out of saying.
    Unfortunately the CPR part 18icon is likely to apply.
    You have no background to your claim here maybe you can add some more info ?
    Defence will be filed and you will get a copy as well as an allocation questionaire.
    There is lots of info available to assist.Naturally the figures for the claim are higher than usual but this should make little difference in procedural terms whether its 6K or 30K

    If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.
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  4. #4
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    Default Re: nat west owe me £37000

    Dellar... 37K is a bit much for small claims dont you think ???????

    If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.
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  5. #5
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    Default Re: nat west owe me £37000

    Woops, I read that as 3700, must be getting tired, agologies.

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    NAT WEST - WON - £4282.36


  6. #6
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    Default Re: nat west owe me £37000

    I will edit for you.

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  7. #7
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    Default Re: nat west owe me £37000

    Thanks Mart

    IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES


    Don't be like the banks - give a little back


    NAT WEST - WON - £4282.36


  8. #8
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    Default Re: nat west owe me £37000

    Quote Originally Posted by MARTIN3030 View Post
    Dellar... 37K is a bit much for small claims dont you think ???????
    No harm in asking though!

    the bank is bound to say this is a simple claim and should only take an hour of court time perhpas when you both file your aqicon you can agree the way forward on this isseu with them

    LMFAO

    glenn

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

  9. #9
    peed orf
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    Default Re: nat west owe me £37000

    Quote Originally Posted by Glenn UK View Post
    No harm in asking though!
    I asked the Bristol Court for small claims on £9k, got fast track.


  10. #10
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    Default Re: nat west owe me £37000

    Peed 'orf

    I was ONLY joking! i have edited it to avoid confusion

    Glenn

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

  11. #11
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    Default Re: nat west owe me £37000

    Quote Originally Posted by Peed 'orf View Post
    I asked the Bristol Court for small claims on £9k, got fast track.

    and i asked my court for claim of 10k to be in small claims and it was.

    so like glenn says no harm in asking


  12. #12
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    Default Re: nat west owe me £37000 should i get legal help

    as the amount im claiming is high should i get legal representation ?

    i have so far claimed through MCOL i believe this is a small claims court as my claim is for £37000 will i need to claim from any different to the small claims procedue ( My mcol court fee was £400)

    please advise

    thanks for any replies

    SCOTT


  13. #13
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    Default scott v natwest do i need legal help

    im claiming £37000 from nat west i have started the claim through MCOL which is a small claims court . do i need to change to another court ?
    will i need legal representation?
    incidentily corbetts have told me they are giong to defend.

    my fee for mcol was £400

    any replies would me great

    thanks SCOTT


  14. #14
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    Default Re: nat west owe me £37000

    MCOL does claims up to 100k i recall

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

  15. #15
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    Default Re: nat west owe me £37000

    Scott,
    You might find this post useful regards arguements for and against involving a 3rd party.
    http://www.consumeractiongroup.co.uk...tml#post605356

    Glenn UK, I would appreciate your comments on it too if looking in?

    ---------------------------
    ARE YOU A BUSINESS CLAIMANT?
    CAG NOW HAVE A BUSINESS CLAIMS FORUM !
    GO HERE !


    CAN'T FIND WHAT YOUR LOOKING FOR?
    Look here.

    Got your old T&C's ?
    Visit this thread to help others.

    -----------------------------
    All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional
    ...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

  16. #16
    NATTIE
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    Default Re: nat west owe me £37000

    Scott, i have to ask this question because i have never seen £37k for a claim or on charges for one account even over a short period of time. Sorry if this has been asked before but how much of this is charges, how much is interesticon, how many years are you claiming, and i will come back for more questions. As I said I have seen claims for a quarter of that amount but that figure on charges alone seems a little odd to me which is why i was asking for a little clarification.


  17. #17
    NATTIE
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    Default Re: scott v natwest do i need legal help

    I have just asked you for clarication on the claim prior to advising more


  18. #18
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    Default Re: scott v natwest do i need legal help

    its for bounced cheque & returned DDI,s + interesticon, 8% (business account)
    hope this helps nattie


  19. #19
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    Default Re: nat west owe me £37000

    hi nattie

    charges are 26010
    interesticon 10280
    costs 400
    total 36690
    all charges are between Jan 2001 &Feb 2003 had no other charges applied since May 2003


  20. #20
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    Default Re: nat west owe me £37000

    Strewth!! that's an average of £250 a week for 2 years!!

    What about the interest? Is this the interest on just the charges or is it general overdrafticon interest?



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