Mikey H v Natwest Bank **WON**

**Mike H** · 13th April 2007 13:14

Hello fellow bank charge haters....

I've just started getting my statments through after sending out the first letter which is good as it seems thay owe 1k without interest icon

added after 2 just years on one account alone!!

Once i've worked out what they owe i'll go "gun hoe" to get it back... They are quite cheeky in the way they send every statement so you have to traul through them hey??

The very best of luck to everyone on this forum and i would like to thank you all for your help in advance as no doubt i'll be calling on you soon..

My first post complete..

Thanks again guys

Mike

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**hedgey06** · 13th April 2007 17:33

Hey Mike............ welcome on board the nat west forum!!!! Best advice I can give you is to read as much as you possibly can while you're waiting for your statements to come through.......... forewarned is forearmed so to speak!!!

Let us know how you get on when you've got your statements ready........... and if you ever get stuck or you want some support, just post on this thread - there's always somebody around to help out!!

Good luck, hedgey xxx

**fendyweather** · 13th April 2007 19:57

Call on us all ya like. We shall be here to answer the call. But read read read and read some more if you can spare the time. It will serve you very very well later on, once your claim is under way proper.

All the very very very best and keep your chin up. It can sink a bit during this process from time to time. Fendy xxxxxx

**Mike H** · 17th April 2007 08:39

Hello guys!

I can't seem to find the calculator for interest icon

on my charges anywhere, i have my statements and i'm ready to go... Almost

Thanks

Mikey

**PPMAN159** · 17th April 2007 08:43

It should be in the templates section

**Deller** · 17th April 2007 09:21

Enter your charge details into one of the spreadsheets from the templates library icon

, this will act as your schedule of charges and a copy of which should be sent with all letters. The spreadsheet will calculate the interest icon

for you.

http://www.consumeractiongroup.co.uk...eadsheets.html

**Mike H** · 27th April 2007 12:48

Hello everyone..

I'm about to send my initial approach for repayment letter... If i have a default charges on my account, does that mean its against my equifax/expirian credit search given that this is in the template letter???

"Additionally you have entered a default notice against my credit record. This default occurred merely in respect of unlawful charges levied by you or was the result of impecuniosity caused directly by the taking by you of penalty charges which you had applied unlawfully to my account.

In addition to full payment of the sum mentioned above, I require that you remove the default entry from the register. Please note that mere correction or amendment icon

to the entry will not be acceptable."

Cheers peeps!!

**scott150663** · 27th April 2007 13:04

if u suspect u have a default leave it in the letter

A default will show on a credit search (experian Etc)

good luck Scott

NATTIE · 27th April 2007 19:41

it only costs £2 to order your credit report so worth getting it and finding out

**Mike H** · 16th May 2007 12:28

Hello...

Breif Update... I'm about to send my letter before action icon

... No reponse AT ALL from Natwest icon

with the first letter... Fingers crossed to see how this one goes...

A BIG thanks for all your help so far guys!!

**Mike H** · 11th June 2007 12:08

Hello everyone!!

Well thats it!! All the time has passed and no response so its time to go to court!!!

Is it usual that there is no response AT ALL...? i take it ot's their way of hoping we 'Go away!'...

**Fred_Funk** · 11th June 2007 12:37

I haven't had any response at all to either my prelim or lba icon

so I shouldn't be too deterred by this.

**Mike H** · 11th June 2007 12:42

N1 to the court it is then!!!

**PPMAN159** · 11th June 2007 12:48

Nat West, or any bank for that matter, take the view that if they ignore these requests then, as Mike says, they hope that we will all go away.

Fat chance!!

Stick with the claims guys

**Mike H** · 19th July 2007 12:29

HELLO EVERY ONE!!!

BANK CHARGES HAVE BEEN RECLAIMED IN FULL!! £2077 into my account....

What do i do with this thread....

But far more importantly... A HUGE HUGE "Thank you!!!!!!" to everyone for your help!! Your site is great and its been much appreciated!!

Mikey

**hedgey06** · 19th July 2007 13:17

CONGRATULATIONS!!!!
Enjoy your winnings!!!

**steven4064** · 19th July 2007 15:21

Mikey

CONGRATULATIONS!

Don't forget the survey and a donation icon

would be nice

**livelylad** · 30th August 2007 11:15

Thread moved to success forum.

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