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This may seem ironic, but because of all the charges I ended up signign a Trust Deed (I.V.A. in England & Wales) and part of it was to have some debts to the R.B.S. (Credit Card and overdaft) written off. IF my claim to get the bank charges are successful can they claw the money back???
I've replied on your other thread but I see this is a trust deed (which is better than an IVA is some ways). So the answer is if it is protected and you claimed back your charges the bank could not keept your money however your trustee would almost certainly want most of it unless you didn't tell them which I would not advise. As the bank may inform them anyway.
It may be best to talk to them first and see what they say.
Cheers Maryhillgull.
They don't like it up 'em Mr Mannering
Abbey Claiming £1241.00
S.A.R - (Subject Access Request) requested - 17/02/2007
Prelim sent - 26/03/2007
LBA sent - 13/04/2007
Summary Cause - 22/05/2007
Form 11 - 29/06/2007 (no defence submitted)
Extract of Payment sent 01/08/2007 ALMOST THERE!
*** WON *** Cheque recieved 13/9/2007
Lloyds TSB Claiming £1335.00
S.A.R - (Subject Access Request) sent - 07/03/2007
Prelim sent - 13/04/2007
LBA sent - 03/05/2007
Summary Cause - 22/05/2007
Form 11 - 29/06/2007 (no defence submitted)
Extract of Payment sent 01/08/2007 ALMOST THERE
**WON** Cheque received 6/9/2007
Help - Trust Deed (I.V.A.) advice
This may seem ironic, but because of all the charges I ended up signign a Trust Deed (I.V.A. in England & Wales) and part of it was to have some debts to the R.B.S. (Credit Card and overdaft) written off. IF my claim to get the bank charges are successful can they claw the money back???
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Re: Help - Trust Deed (I.V.A.) advice
They don't like it up 'em Mr Mannering 
