Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I would love to say that I would be able to help you in the ways that you have helped me, but I reckon the best I can offer is support!
You know what you're doing, all I see is your name on threads offering expert advice, help and support so I think you'll do excellently.
Good luck with it all mate, I'll keep my eyes posted!
Cheers,
KA
Prelim letter received by Barclays: 26/03/07
**************no reply***************
LBA received by Barclays: 10/04/07
**************no reply***************
N1 filed at court: 25/04/07 N1 received by Barclays: 04/05/07 Offer of £1,885.00: 04/05/07 (turned down) Offer rejection received by B'clays: 08/05/07 Barclays Acknowledge Claim: 11/05/07 Barclays Defence Filed: 18/05/07
Will also be following every move dar3n intend to follow your lead once present claim is in the bag, (6yrs) which should be in next couple of weeks or so, then it's back to approx 1994 ish. so be following with interest!!!
B.T.
well i'd better tread carefully then cos if i fluff up, i wouldnt want you to follow my lead..
if anyone does do what i do, please double check before taking the action.
if in doubt always ask before sending that letter out etc.
if there seems to be no-one answering the post and you want an answer quick, go into the chatroom, there is a source of knowledgable information in there.
well i'd better tread carefully then cos if i fluff up, i wouldnt want you to follow my lead..
if anyone does do what i do, please double check before taking the action.
if in doubt always ask before sending that letter out etc.
if there seems to be no-one answering the post and you want an answer quick, go into the chatroom, there is a source of knowledgable information in there.
I will be following you at a safe distance anyway, by the time final settlement comes my way (approx 2-3 weeks with any luck), you will be well down the line! and i'll be just starting, so no worries dar3n. anyway i know you won't mess up!!!!!
hello there dar3n , just a quick question .
did you send the standard SAR and just amended it to suit , or is there another SAR template specially suited for pre 6 year claims.
i'm only asking cos having won the last one i would love to see how much they have taken before that .
cheers mate.
I used the standard one but amended it stating I wanted the records going back to the date the accounts were opened, stating it had been brought to my attention that Barclays do infact hold this information and therefore I am entitled to view it under the DPA 1998.
Go for it dar3n, I'll be keeping an eye on this thread as well and once my current claim for 6 yrs is complete, I'll be going for it as well.
Come to think of it, there is nothing stopping me sending the SAR now is there?
23/02/07 Request for payment sent (hand delivered to my local branch)
08/03/07 Standard Letter from Barlclays saying they are looking in to my complaint received
13/03/07 Letter before action sent (hand delivered to my local branch)
27/03/07 Partial offer of £1255 received
29/03/07 MCOL submitted
Ouch ! Now that certainly is chancing it !!! haha Should be very interesting....you can imagine their litigation department opening that Notice of Issue and quickly advising of a profits warning for next year's accounts !!!! lol
Claims:
bgqs v Barclays (Claim No.1) - Claim Issued 16/3/07 Await Defence to be Entered - Data Protection Act Non-Compliance - *WON
bgqs v Barclays (Claim No.2) - Prelim Letter Sent (Charges + s.68 Interest) - 16/3/07 - *WON
bgqs v Halifax - Prelim Letter Sent (Charges +C.I Interest) - 16/3/07 - *WON
Is it really feasible that claiming back from Barclays 10/15/or even 20 years a reality?For us the consumer it would be brilliant ..however for the banks it would be devastating.Im not defending them im being realistic ,after all im sticking my SAR as soon as ive got some head way with this claim at present.I just think the banks are really going to fight the claims for 10/15 years etc.Thats my opinion anyway.I hope im wrong as going back to 1987 when my account opened would be a truely large stash of cash.!
yes hippo but you would only be making a second claim because they never complied with the SAR .
it clearly states , and i quote,
''Please supply me with a complete list of transactions and charges relating to my banking history with your organisation''.
yet they are only supplying six years worth so they are in the wrong .
hehe.
second SAR going off pretty soon i think.