Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Brendyn1 Novitiate

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    Default What does Consumer Credit Act 1974 complaint mean?

    Hello guys

    I'm just about to send the lbaicon letter and as I read it through I found this section at the end of the letter.

    "Furthermore, I shall submit a Consumer Credit Act 1974 complaint to the OFT upon the basis that you have failed to comply with the OFT's direction of 5 April 2006 and are therefore not a 'fit and proper person' to hold a consumer credit licence under the 1974 Act. If you do not understand what this means then seek advice from your legal department."

    I'm a bit confused who does this section apply for?
    Does it apply for everybody or for those whose got a default notice against their credit record?

    Thanks for your help

    Anita


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  2. #2
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    Smile Re: What does Consumer Credit Act 1974 complaint mean?

    Hi
    I think it's for everybody, but only put it in if you are going to make a complaint to the OFT.
    Hope that helps.
    Barty

    I WON!!!!
    http://www.consumeractiongroup.co.uk...loyds-tsb.html

    IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES

  3. #3
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    Default Re: What does Consumer Credit Act 1974 complaint mean?

    Thanks Barty. I don't think I wanna deal with that too. I just received the letter from Lloydsicon - before i posted my lbaicon letter. Obviously they said that their charges are absolutely right. So shall I change the top bit of the LBA template and send it to the them? I guess I shouldn't miss that step before I go to the court....


  4. #4
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    Smile Re: What does Consumer Credit Act 1974 complaint mean?

    Hi
    Yes send the lbaicon, adjust the wording to suit.
    Good luck!
    Barty

    I WON!!!!
    http://www.consumeractiongroup.co.uk...loyds-tsb.html

    IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE