Thread: Help needed, Abbey filing default on overdraft

Guys,

Please help, Im struggling with the minefield that is Abbey!!!
Today I received a letter from Milton Keynes posting notice of intention to register a default on our account.

This is despite writing to Allen Betts (Head of Unsecured debt management) twice before explaining that the account is in dispute and the disputed amount is more than owed.

I really worried now, because I had a default 6 years ago which crippled us .

Each time I have copied head office, and I sent a copy to the court with my allocation questionaire. I feel like Abbey are threatening me!!!

What next?????

PG

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Have rung the Ombudsman, they say quite clearly that they wont involve themselves with a dispute that is already progressed to court stages.

Also rang the Banking Code of practice people, and again, they say that as far as Abbey would be concerned, there is NO dispute that I owe the money and therefore have every right to default the account.

Right now off to ring the court........

Thanks Glennboy, rang the court and they said I could fill out an N244 to possibly prevent Abbey defaulting. (more money!!! £35)

How can I add removal of default to my already submitted claim, without costing anything?

PG.

Hi there,

Abbey have already file a default against my account in January. n1 and aq submitted and filed in December. Abbey settled in full March 2 days prior to court hearing.

Am I right in saying that Abbey shouldn't of filed a default against me while the account is in dispute, I do remember writing a letter to Moorcroft DCA that the account is in dispute.

I have now settled the amount with Moorcroft, what steps do I take to remove the default on my credit file?

Any help will be greatefully received.

Originally Posted by pjgodman

Thanks Glennboy, rang the court and they said I could fill out an N244 to possibly prevent Abbey defaulting. (more money!!! £35)

How can I add removal of default to my already submitted claim, without costing anything?

PG.

I managed this - I wrote in to the court and asked that the POC be changed to include the default on the basis that it resulted from the illegal penalty charges.

http://www.consumeractiongroup.co.uk...tml#post942058

Still working to get it removed though - court later this month!