Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all, i am just preparing my lba, my first question (didnt take long ) - i have two accounts with Natwest, my step account and my first reserve account. I have 3 charges on my first reserve account - can i group this in with my step account?.. ie.. on LBA put account numberS etc... is this ok to do???
Thanks for the advice parkvale, after a bit of searching i found my answer. My claim total is only £1092 so if i am right as long as they are in my name (which they are - not joint), and the total is under 5k i can group them. I have seperated the charges sheet but only one prelim letter. Being sent today - the 14 day countdown begins!
ok, its been 14 days and not even a reply! - I sent my letter to customer relations in borethemwood - is that the correct one? Do i now go ahead and send my lba even though a reply has not come??
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
Hey everyone, on weds it will be 14 days since i sent my lba. As yet i have still not heard anything from Natwest, not even the standard acknowledgement that everyone else seems to be getting . With the news that there is going to be a formal enquiry into this, are the banks holding fire till they get the result??? If i carry on though, surely they cant ignore me forever - can they????? Just a bit weary about the next step now.
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
thankyou very much - seems very straightforward as long as you stick to the guidelines eh. Would it just be my nearest county court that i file at?? Heres hoping that a nice cheque drops on my doorstep on tues! .. Thanks again, will keep you posted.
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
ok, so what happens if they do?? If they offer the full amount do i just stop the court claim?? And can i claim the fees back that i may have already laid out???
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
can i just ask a quick question peeps - on weds the 14 days expires after lba, is it worth giving them a telephone call? I have all records of when they signed for letters etc.. but could it help?? - If so, does anyone know a number i can call them on. Thanks all in advance!
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
It was more to get an acknowledgement that they are dealing with it really, but i will follow the advice. Thanks again n sorry to be a pain with daft questions. Appreciate the help!
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
Ok, i am about to file my MCOL (cant get to court as i am on night shift - should be in bed!! ) - How much should i put for reasonable costs incurred??
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
ok, i have a query about the section 69 bit. One thread says to just put total interest and then continuing till judgement, whereas the one on mcol says to state first and last days of charges??.. which one do i put?? - is last day of charge the claim day or the date of the last charge that was made against me?.. bit stuck but leaving claiming till tomorro now - too tired. :o
Prelim sent 10 April - Nothing received
LBA sent 24th April - Nothing received
Issued Court Claim 10th May - Pending
Wingnutta vs NatWest**WON**
, my first question (didnt take long
) - i have two accounts with Natwest
Reply With Quote
. With the news that there is going to be a formal enquiry into this, are the banks holding fire till they get the result??? If i carry on though, surely they cant ignore me forever - can they????? Just a bit weary about the next step now.
.. Thanks again, will keep you posted.
