Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    morganmail Novitiate

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    Unhappy A&L refuse charges

    Hi guys. I received letter from the bank telling me they were not paying up. Read the terms and conditionsicon leaflet which they sent me! I sent the letter before actionicon letter last week and this was my reply. Where do I go from here? do I now apply to the court or is there another letter that tells them to pay up. How come other people have received payments without the banks putting up any fight?
    thanks

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  2. #2
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    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

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    Default Re: A&L refuse charges

    Quote Originally Posted by morganmail View Post
    Hi guys. I received letter from the bank telling me they were not paying up. Read the terms and conditionsicon leaflet which they sent me! I sent the letter before actionicon letter last week and this was my reply. Where do I go from here? do I now apply to the court or is there another letter that tells them to pay up. How come other people have received payments without the banks putting up any fight?
    thanks

    Ok then once the 14 days are up from your LBA issue a court claim for your charges.

    have a read through the step by step instructions which are linked in my signatureicon.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
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    Default Re: A&L refuse charges

    thanks for helping. They are obviously not a listening bank. Hope not to trouble you too soon


  4. #4
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    Default Re: A&L refuse charges

    Thanx sea side lady, I must have been in the right direction I hope?
    Now the lbaicon is already at A&L, I take it I should wait the 14 days then file court action. I see by other threads that even then, banks are refusing to pay! What then? can anyone help


  5. #5
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    Default Re: A&L refuse charges

    Quote Originally Posted by morganmail View Post
    Thanx sea side lady, I must have been in the right direction I hope?
    Now the lbaicon is already at A&L, I take it I should wait the 14 days then file court action. I see by other threads that even then, banks are refusing to pay! What then? can anyone help

    Yes after the LBA date has expired start a court claim. All the information regarding how to do this is in the step by step instructions.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  6. #6
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    Default Re: A&L refuse charges

    There are plenty of people around to help Morganmail

    If you want me to help you, let me know.

    Y

    PS. You know who I am.

    Credit Cards
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    Mint - WON! Monument - WON! Morgan Stanley - WON!
    Egg - WON! Halifax - WON! Sainsbury's Bank - WON!
    Citi Cards -WON!

    Banks

    08/06/06 Claim against NatWest started.
    01/11/06 Case Closed

    08/06/06 Claim against Halifax started
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    Visit my forum: http://www.planet-watch.org/forum

  7. #7
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    Default Re: A&L refuse charges

    Hi Yaesu,
    Thanx for the message, livelylad sent me the step by step guide to go on line to do the court action, cant start till the 19th. Will keep you posted.
    Shirley


  8. #8
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    Default Re: A&L refuse charges

    A&L just paid me just over £3000! it got to the stage where they confirmed that they had been served the summons and 6 days later i got the cheque through the post.don't worry about it,they won't want to go anywhere near a court house!!!!!


  9. #9
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    Default Re: A&L refuse charges

    i am at the court stage. had a letter saying that a firm of solicitors were acting on their behalf. the A&L have until the 19th to put in their defence. having heard anything as yet wether they are putting in a defence or not. but they certainly havent offer me any payment. wish they would as my one is for £1600. with out court fees and added interrest...


  10. #10
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    Default Re: A&L refuse charges

    Be patient lesh, you will get there in the end.

    Y

    Credit Cards
    Barclaycard -WON! Amex - WON! MBNA (x2) - WON!
    Mint - WON! Monument - WON! Morgan Stanley - WON!
    Egg - WON! Halifax - WON! Sainsbury's Bank - WON!
    Citi Cards -WON!

    Banks

    08/06/06 Claim against NatWest started.
    01/11/06 Case Closed

    08/06/06 Claim against Halifax started
    24/08/06 Case closed


    Visit my forum: http://www.planet-watch.org/forum

  11. #11
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    Default Re: A&L refuse charges

    Quote Originally Posted by morganmail View Post
    Hi Yaesu,
    Thanx for the message, livelylad sent me the step by step guide to go on line to do the court action, cant start till the 19th. Will keep you posted.
    Shirley
    Well the offer still stands.

    Don't forget if you are filing a court claim you can add 8% interesticon.

    Y

    Open Cases
    Citi Credit Card.
    Sansbury's Bank Credit Card.

    Credit Cards
    Barclaycard -WON! Amexicon - WON! MBNAicon (x2) - Won!
    Mint - WON! Monument - WON! Morgan Stanley - WON!
    Egg - WON! Halifaxicon - WON!

    Banks

    08/06/06 Claim against Natwesticon started.
    01/11/06 Case Closed

    08/06/06 Claim against Halifax started
    24/08/06 Case closed


    Visit my forum: http://snowwatch.forumsplace.com

    Credit Cards
    Barclaycard -WON! Amex - WON! MBNA (x2) - WON!
    Mint - WON! Monument - WON! Morgan Stanley - WON!
    Egg - WON! Halifax - WON! Sainsbury's Bank - WON!
    Citi Cards -WON!

    Banks

    08/06/06 Claim against NatWest started.
    01/11/06 Case Closed

    08/06/06 Claim against Halifax started
    24/08/06 Case closed


    Visit my forum: http://www.planet-watch.org/forum

  12. #12
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    Default Re: A&L refuse charges

    hope all is going well. watching with interesticon and everything's crossed for you!! I'm still awaiting statements so nowhere near yet. All the best to you x x x


  13. #13
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    Default Re: A&L refuse charges

    Hi Yaesu,
    bin on your site, where do I find you? going to look at the step by step guide that livelylad sent me. will keep you posted.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE