Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
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Anyway as I said, posted my SAR on 28/03/07 and so far heard nothing except to tell me that I'm to be charged £28 later this month for last months misdeneanour!
Have received 6yrs worth of statements this morning and am in the process of putting the charges they contain into the spreadsheet. Some of them though are just listed as ' charge to a/c xxxxxxxx.' Is this how I would enter them on the sheet as I dont know what they are, presumably they are maintenance charges but I dont know.
Can I claim back maintenance charges? These must be them because I dont have royalties ,got rid of that years ago when it was £5/month and I don't have any loans,etc with them.These charges only occur when I have gone into unauthorised o/d.I can and will be sending my prelim tomorrow.
Hi all,
Sent preliminary letter 16/4/07 asking for £3394 in charges. RBS responded 19/04/07 to say they would look into my claim but have heard nothing else. Can I now send lba and could I ask now for the £28 they have since charged by amending the spreasheet to include this?
Sent lba 10/05/07 and have heard absolutely nothing. Does anyone think its worth sending them a note reminding them I'm still here and intend to file a claim very soon unless they pay up? (I cant afford to file the claim just yet, anyway)
Sent lba 10/05/07 and have heard absolutely nothing. Does anyone think its worth sending them a note reminding them I'm still here and intend to file a claim very soon unless they pay up? (I cant afford to file the claim just yet, anyway)
Not if you put "with no further warning" on your LBA letter.
You can of course try it, but you will come across as a claimant who is wavering. That could possibly have repercussions.
Hiya
If you sent first letter on the 16th of April, then why did you wait until the 10th of May to send second letter? I thought it was good to pressure them with the 2 letters exactly 14 days after eachother