Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: dawnie72 v RBS

  1. #1
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    Default Re: Kat v RBOS

    No, but new to this as well. Not sure what starting a thread means, sorry for being so thick. Just posted because we're at the same stage more or less


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    Default Re: dawnie72 v RBS

    Here you are.......your very own thread !!

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  3. #3
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    Default Re: dawnie72 v RBS

    Thanks Kat and Martin.

    Anyway as I said, posted my SARicon on 28/03/07 and so far heard nothing except to tell me that I'm to be charged £28 later this month for last months misdeneanour!


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    Question Re: dawnie72 v RBS

    Hi everyone

    Have received 6yrs worth of statements this morning and am in the process of putting the charges they contain into the spreadsheet. Some of them though are just listed as ' charge to a/c xxxxxxxx.' Is this how I would enter them on the sheet as I dont know what they are, presumably they are maintenance charges but I dont know.


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    Default Re: dawnie72 v RBS

    Dawnie, they can be made up of a couple of things, royalties charges, maintenance charges, loanguard payments and more (I think).

    I have pulled together an explanation of how to decipher them here.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  6. #6
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    Default Re: dawnie72 v RBS

    Can I claim back maintenance charges? These must be them because I dont have royalties ,got rid of that years ago when it was £5/month and I don't have any loans,etc with them.These charges only occur when I have gone into unauthorised o/d.I can and will be sending my prelim tomorrow.


  7. #7
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    Default Re: dawnie72 v RBS

    Hi all,
    Sent preliminary letter 16/4/07 asking for £3394 in charges. RBSicon responded 19/04/07 to say they would look into my claim but have heard nothing else. Can I now send lbaicon and could I ask now for the £28 they have since charged by amending the spreasheet to include this?


  8. #8
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    Question Re: dawnie72 v RBS

    Sent lbaicon 10/05/07 and have heard absolutely nothing. Does anyone think its worth sending them a note reminding them I'm still here and intend to file a claim very soon unless they pay up? (I cant afford to file the claim just yet, anyway)


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    Default Re: dawnie72 v RBS

    Quote Originally Posted by dawnie72 View Post
    Sent lbaicon 10/05/07 and have heard absolutely nothing. Does anyone think its worth sending them a note reminding them I'm still here and intend to file a claim very soon unless they pay up? (I cant afford to file the claim just yet, anyway)
    Not if you put "with no further warning" on your LBA letter.

    You can of course try it, but you will come across as a claimant who is wavering. That could possibly have repercussions.


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    Default Re: dawnie72 v RBS

    Hiya
    If you sent first letter on the 16th of April, then why did you wait until the 10th of May to send second letter? I thought it was good to pressure them with the 2 letters exactly 14 days after eachother



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