Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi there forum members, I am pleased to report that A & L settled my claim in full this weekend. Indeed they paid me £300+ more than I claimed. I have received a cheque for £6492·96 in Full and final with no strings attached. Though they do claim that the payment should not be regarded as an admission that their charges are not fair and reasonable.
Regards
davidp
Click on the above link to place your order - payment by Paypal.
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Advice given is purely my opinion, and is not based on any legal training.
Hi alanfromderby, yes it was.
I Sent a letter to A & L requesting return of charges - it was ignored. Then I filled in claim form at court which A & L acknowledged. They said that they would defend but the time limit - 28 days from issue of claim - passed so I requested judgment from the judge and they paid up in another 7 days.
So from start to finish, took about seven weeks, one letter and two court forms then BINGO. Not bad to recover six thousand four hundred pounds including court fees and interest.
Regards
davidp
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
You mention court fees and interest. The interest i can workout from the spreadsheet on this site - however do you know what fees are involved. Also I live in Scotland and I have been advised by the Online money claim to use an English contact address. If I have to travel down to England for the court case who pays these costs.
Also, (sorry to go on) when you lodge the claim with the courts, do you turn up in Court in case they lodge a defence?
A bit confused about this and do not want to miss out.
I've got the same problem as you. Unfortunatley it does not seem as easy for us in Scotland to proceed quickly to court as it is for our neighbours. I've held back until I know for sure what process to follow and have been trying to get info pertaining to Scottish customers suing a bank with an English address. Maybe a definitive answer could be found from our friends here at the Bank Action Group? I'm desperate to get my claim into the extortionists at A & L.
Hi Andy, I can't advise you on matters north of the border - indeed I'm not qualified to advise you on matters south of the border either. However if you contact The Govan Law Centre: www.govanlc.com they will help as I looked at their website myself when I was starting out on my action. They will also probably have useful links to follow to help you guys to start an action in the Scottish courts.
Regards
davidp (dvd_pogson)
Congratulation on your win. It is a very good figure.
I am trying to find your details in the litigation section so I can move them to concluded. However they don't seem to be there
Could you let me know if your litigation details have been entered and if not could you let us have them.
Have you filled in our survey? And also have you thought about helping us by making a donation?
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
I started a thread on the 21st May stating that A & L had settled my claim. The following explanation (in green) was also posted as a result of a member's question following on from my original posting.
I have completed your survey and no, I haven't made a donation yet.
I Sent a letter to A & L requesting return of charges - it was ignored. Then I filled in claim form at court which A & L acknowledged. They said that they would defend but the time limit - 28 days from issue of claim - passed so I requested judgment from the judge and they paid up in another 7 days.
So from start to finish, took about seven weeks, one letter and two court forms then BINGO. Not bad to recover six thousand four hundred pounds including court fees and interest.
Regards
davidp
Alliance & Leicester settle !!!
with no strings attached. Though they do claim that the payment should not be regarded as an admission that their charges are not fair and reasonable.
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Re: Alliance & Leicester settle !!!
